How to Apply for a Chase Business card without an LLC or Corporation

How to Apply for a Business Credit Card without an LLC or Corporation:

Step 1: Visit the Business Credit Card Application Page

  • Go to thecardsguy.com, select the desired card, and click “Learn More How To Apply.”
  • Follow the steps until you reach the Chase application page.
  • Provide personal information as required.

Step 2: Complete Business Information

  • Use your regular name as Legal Business Name and Desired Business Name on the card.
  • If asked about a DBA or business trade name, answer “No.”
  • Substitute your Social Security Number for a Tax ID.
  • Use your personal address if your business lacks its own.
  • Select “0 employees” if you’re the sole owner or employee.
  • Choose “sole proprietorship” as the business structure.
  • Use your personal phone number if you don’t have a business phone number.
  • Enter a date for “Business Established” that is at least one or two years ago.
  • Specify your gross annual income (including spouse’s income if applicable).
  • Input your business revenue before expenses.
  • State your business type clearly, such as travel agency or home-based business.
  • Estimate monthly expenses based on business revenue.
  • Accurate information improves approval chances.

Income Reporting Guidelines

  • Ages 21 and Older: Include all income sources you can reasonably access (personal income, investments, relative income).
  • Ages 18 to 20: Report only independent income, including personal income, scholarships, grants, or inheritances.

In Case of Denial

Call the reconsideration line at 1-800-453-9719 promptly for an improved chance of approval.

If Your Application is Pending

  • Call the Lending Department at 1-888-609-7805 for application status updates.
  • If verification documents are required, request an email to upload them.
  • Follow up with the Verification Department by calling 1-800-278-8830.

Once You Are Approved

Call Chase at 1-800-945-2028 to expedite receiving your card within 2-3 days.

Application Information

Apply today through thecardsguy.com or contact us by calling 888-720-6551 or emailing info@thecardsguy.com for more information.