{"id":1443,"date":"2025-02-03T17:05:09","date_gmt":"2025-02-03T17:05:09","guid":{"rendered":"https:\/\/thecardsguy.com\/top-picks\/?page_id=1443"},"modified":"2025-04-15T12:01:17","modified_gmt":"2025-04-15T12:01:17","slug":"small-business-owners","status":"publish","type":"page","link":"https:\/\/thecardsguy.com\/top-picks\/small-business-owners\/","title":{"rendered":"Small Business Owners"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1443\" class=\"elementor elementor-1443\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0cb1e35 e-flex e-con-boxed e-con e-parent\" data-id=\"0cb1e35\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d25717a e-con-full e-flex e-con e-child\" data-id=\"d25717a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31974e3 elementor-headline--style-highlight elementor-widget elementor-widget-animated-headline\" data-id=\"31974e3\" data-element_type=\"widget\" data-settings=\"{&quot;marker&quot;:&quot;underline&quot;,&quot;highlighted_text&quot;:&quot;Small Business Owners&quot;,&quot;highlight_animation_duration&quot;:3299,&quot;headline_style&quot;:&quot;highlight&quot;}\" data-widget_type=\"animated-headline.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h1 class=\"elementor-headline\">\n\t\t\t\t\t<span class=\"elementor-headline-plain-text elementor-headline-text-wrapper\">Best<\/span>\n\t\t\t\t<span class=\"elementor-headline-dynamic-wrapper elementor-headline-text-wrapper\">\n\t\t\t\t\t<span class=\"elementor-headline-dynamic-text elementor-headline-text-active\">Small Business Owners<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t\t<span class=\"elementor-headline-plain-text elementor-headline-text-wrapper\"> Credit Cards 2025<\/span>\n\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e01720c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"e01720c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d25717a e-con-full e-flex e-con e-child\" data-id=\"d25717a\" data-element_type=\"container\"><div class=\"elementor-element elementor-element-e01720c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"e01720c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><article class=\"w-full text-token-text-primary\" dir=\"auto\" data-testid=\"conversation-turn-100\" data-scroll-anchor=\"true\"><div class=\"text-base my-auto mx-auto py-5 px-6\"><div class=\"mx-auto flex flex-1 text-base gap-4 md:gap-5 lg:gap-6 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group\/turn-messages focus-visible:outline-none\" tabindex=\"-1\"><div class=\"group\/conversation-turn relative flex w-full min-w-0 flex-col agent-turn @xs\/thread:px-0 @sm\/thread:px-1.5 @md\/thread:px-4\"><div class=\"relative flex-col gap-1 md:gap-3\"><div class=\"flex max-w-full flex-col flex-grow\"><div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 whitespace-normal break-words text-start [.text-message+&amp;]:mt-5\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"6d854ef6-e529-4600-aae8-11c2b092475c\" data-message-model-slug=\"gpt-4o\"><div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\"><div class=\"markdown prose w-full break-words dark:prose-invert light\"><p class=\"\" data-start=\"0\" data-end=\"516\"><strong data-start=\"0\" data-end=\"14\" data-is-only-node=\"\">Karl says:<\/strong> &#8220;For small business owners, the right card can boost cash flow and rewards. The <a href=\"https:\/\/www.cardbenefit.com\/featured-credit-cards\/?top=CSB&amp;ref=hcryuwev&amp;sid=tcg\"><strong data-start=\"95\" data-end=\"126\">Capital One Spark Cash Plus<\/strong><\/a> offers 2% unlimited cash back with no preset limit and a $150 annual fee refund if you spend $150K. The <a href=\"https:\/\/www.cardbenefit.com\/american-express-business-gold-card\/?ref=hcryuwev&amp;sid=tcg\"><strong data-start=\"239\" data-end=\"279\">American Express\u00ae Business Gold Card<\/strong><\/a> earns 4X points on top spending categories and up to $240 in annual credits. The <a href=\"https:\/\/www.cardbenefit.com\/ink-business-unlimited-credit-card\/?ref=hcryuwev&amp;sid=tcg\"><strong data-start=\"369\" data-end=\"408\">Ink Business Unlimited\u00ae Credit Card<\/strong> <\/a>provides 1.5% unlimited cash back, no annual fee, and 0% intro APR for 12 months on purchases.&#8221;<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/article><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2d68782 e-con-full e-flex e-con e-child\" data-id=\"2d68782\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-baa705b elementor-button-align-end elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-global elementor-global-4594 elementor-widget-form\" data-id=\"baa705b\" data-element_type=\"widget\" id=\"search-form\" data-settings=\"{&quot;button_width&quot;:&quot;25&quot;,&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width_mobile&quot;:&quot;33&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"New Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"1443\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"baa705b\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-email elementor-col-75 elementor-sm-66 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tSearch\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-xs  elementor-field-textual\" placeholder=\"Search By Card Name\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-25 e-form__buttons elementor-sm-33\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-xs\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-search\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M505 442.7L405.3 343c-4.5-4.5-10.6-7-17-7H372c27.6-35.3 44-79.7 44-128C416 93.1 322.9 0 208 0S0 93.1 0 208s93.1 208 208 208c48.3 0 92.7-16.4 128-44v16.3c0 6.4 2.5 12.5 7 17l99.7 99.7c9.4 9.4 24.6 9.4 33.9 0l28.3-28.3c9.4-9.4 9.4-24.6.1-34zM208 336c-70.7 0-128-57.2-128-128 0-70.7 57.2-128 128-128 70.7 0 128 57.2 128 128 0 70.7-57.2 128-128 128z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Search<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-24cdc7f e-con-full e-flex e-con e-child\" data-id=\"24cdc7f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b429f03 elementor-widget elementor-widget-image\" data-id=\"b429f03\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1202\" height=\"1039\" src=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/credit-card-guy-web-page-06.png\" class=\"attachment-full size-full wp-image-1097\" alt=\"\" srcset=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/credit-card-guy-web-page-06.png 1202w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/credit-card-guy-web-page-06-300x259.png 300w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/credit-card-guy-web-page-06-1024x885.png 1024w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/credit-card-guy-web-page-06-768x664.png 768w\" sizes=\"(max-width: 1202px) 100vw, 1202px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-18f61ce e-flex e-con-boxed e-con e-parent\" data-id=\"18f61ce\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-132b8cf elementor-widget elementor-widget-heading\" data-id=\"132b8cf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Search by categories\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ec82b50 e-con-full e-flex e-con e-child\" data-id=\"ec82b50\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9079330 elementor-widget elementor-widget-button\" data-id=\"9079330\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/top-picks\/e-commerce\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">E-Commerce<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54a4985 elementor-widget elementor-widget-button\" data-id=\"54a4985\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/top-picks\/enterprise\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Enterprise<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9132c1 elementor-widget elementor-widget-button\" data-id=\"c9132c1\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/top-picks\/freelancer\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Freelancer<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3bcf2b elementor-widget elementor-widget-button\" data-id=\"c3bcf2b\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/top-picks\/non-profit\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Non-Profit<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44eb989 elementor-widget elementor-widget-button\" data-id=\"44eb989\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/top-picks\/professional-services\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Professional Services<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4f2e7a elementor-widget elementor-widget-button\" data-id=\"b4f2e7a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/top-picks\/startup-founder\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Start-up Founder<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c57a65 e-flex e-con-boxed e-con e-parent\" data-id=\"7c57a65\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-237cefc elementor-widget elementor-widget-image\" data-id=\"237cefc\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1715\" height=\"2397\" src=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1.png\" class=\"attachment-full size-full wp-image-1060\" alt=\"Crown Badge Icon\" srcset=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1.png 1715w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1-215x300.png 215w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1-733x1024.png 733w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1-768x1073.png 768w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1-1099x1536.png 1099w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1-1465x2048.png 1465w\" sizes=\"(max-width: 1715px) 100vw, 1715px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ecd112b e-flex e-con-boxed e-con e-parent\" data-id=\"ecd112b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4cd2dad e-con-full e-flex e-con e-child\" data-id=\"4cd2dad\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-f641a20 e-con-full e-flex e-con e-child\" data-id=\"f641a20\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-540270b e-con-full e-flex e-con e-child\" data-id=\"540270b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76a652e elementor-widget elementor-widget-image\" data-id=\"76a652e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"645\" height=\"406\" src=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/02\/spark-business-capital-one.avif\" class=\"attachment-full size-full wp-image-1573\" alt=\"Capital One Spark Cash Plus\" srcset=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/02\/spark-business-capital-one.avif 645w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/02\/spark-business-capital-one-300x189.avif 300w\" sizes=\"(max-width: 645px) 100vw, 645px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3119757 e-con-full e-flex e-con e-child\" data-id=\"3119757\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc180f0 elementor-widget elementor-widget-heading\" data-id=\"fc180f0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Top Pick:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4dff00b elementor-widget elementor-widget-heading\" data-id=\"4dff00b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Capital One Spark Cash Plus<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e71018 elementor-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"4e71018\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.cardbenefit.com\/featured-credit-cards\/?top=CSB&#038;ref=hcryuwev&#038;sid=tcg\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-da02976 e-con-full e-flex e-con e-child\" data-id=\"da02976\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ea0d294 e-con-full e-flex e-con e-child\" data-id=\"ea0d294\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a34cca9 elementor-widget elementor-widget-heading\" data-id=\"a34cca9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Key offer\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-839dd16 elementor-widget elementor-widget-text-editor\" data-id=\"839dd16\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">This card is ideal for local businesses, retail shops, restaurants, and service providers because it keeps things simple and profitable \u2014 everything earns high cashback, and there\u2019s no preset limit to hold you back from business expenses.<br \/><br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef397c5 read-more elementor-widget elementor-widget-n-accordion\" data-id=\"ef397c5\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2500\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2500\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Read more <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2500\" class=\"elementor-element elementor-element-14379d1 e-con-full e-flex e-con e-child\" data-id=\"14379d1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec75ba2 elementor-widget elementor-widget-text-editor\" data-id=\"ec75ba2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 You\u2019ll earn unlimited 2% cash back on every purchase, and your $150 annual fee is refunded if you spend $150,000 in a year<br \/>\u2022 It\u2019s a true charge card with flexible spending power based on your payment and spending history \u2014 and best of all, it doesn\u2019t report to personal credit bureaus as long as your account stays in good standing.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-07f0273 e-con-full e-flex e-con e-child\" data-id=\"07f0273\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a1338f elementor-widget elementor-widget-heading\" data-id=\"1a1338f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Welcome offer<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1065e61 elementor-widget elementor-widget-text-editor\" data-id=\"1065e61\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 Earn $2,000 after spending $30,000 in the first 3 months<br \/>\u2022 Earn another $2,000 after spending $500,000 within the first year<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a7d0a66 e-con-full e-flex e-con e-child\" data-id=\"a7d0a66\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ea7497 elementor-widget elementor-widget-heading\" data-id=\"9ea7497\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Annual fee\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09908e6 elementor-widget elementor-widget-text-editor\" data-id=\"09908e6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 $150<br \/>\u2022 Earn $150 each year after spending $150,000, effectively offsetting the annual fee.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7991ac0 e-con-full e-flex e-con e-child\" data-id=\"7991ac0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5577e01 elementor-widget elementor-widget-text-editor\" data-id=\"5577e01\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Best for High-Volume Spenders<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b93543 e-con-full e-flex e-con e-child\" data-id=\"4b93543\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8efcdb8 e-con-full e-flex e-con e-child\" data-id=\"8efcdb8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-84277eb elementor-widget elementor-widget-heading\" data-id=\"84277eb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Card  Rewards\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c39c6e elementor-widget elementor-widget-text-editor\" data-id=\"3c39c6e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 5% cashback on hotels and rental cars booked through Capital One Travel.<br \/>\u2022 2% cashback on all other purchases.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6fe2979 e-con-full e-flex e-con e-child\" data-id=\"6fe2979\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ce2edd elementor-widget elementor-widget-heading\" data-id=\"5ce2edd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Premium Benefits\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c496a7 elementor-widget elementor-widget-text-editor\" data-id=\"0c496a7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 You\u2019ll earn 5% cash back on hotels and rental cars when you book through Capital One Travel<br \/>\u2022 There\u2019s no preset spending limit \u2014 your buying power adjusts based on how you spend and pay<br \/>\u2022 It\u2019s a pay-in-full card, you won\u2019t pay interest \u2014 just pay your balance in full each month.<br \/>\u2022 You can issue free employee cards and set custom limits to stay in control<br \/><br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6778dd read-more elementor-widget elementor-widget-n-accordion\" data-id=\"e6778dd\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2410\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2410\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Read more <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2410\" class=\"elementor-element elementor-element-2a543bb e-con-full e-flex e-con e-child\" data-id=\"2a543bb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2cd549c elementor-widget elementor-widget-text-editor\" data-id=\"2cd549c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 Virtual card numbers help you shop online more securely<br \/>\u2022 You can assign account managers to help oversee payments and day-to-day tracking<br \/>\u2022 Best of all, the card doesn\u2019t report to personal credit bureaus as long as your account stays in good standing<br \/>\u2022 You\u2019ll get primary rental car coverage when booking for business<br \/>\u2022 Eligible purchases are covered with extended warranty protection<br \/>\u2022 Roadside assistance is available if you ever need help on the road (fees may apply)<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6c742e2 e-con-full e-flex e-con e-child\" data-id=\"6c742e2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0eab935 elementor-widget elementor-widget-heading\" data-id=\"0eab935\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Minimum Qualifications\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b44bf2 elementor-widget elementor-widget-text-editor\" data-id=\"5b44bf2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 A personal credit score of 740 or higher is generally needed for approval<br \/>\u2022 You must be a business owner, officer, or partner<br \/>\u2022 You may need to show proof of enough income (personal or business) to cover monthly payments<br \/>\u2022 Having a separate business bank account or financial records may higher your chance for an approval<br \/><br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a710a4d read-more elementor-widget elementor-widget-n-accordion\" data-id=\"a710a4d\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1750\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1750\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Read more <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1750\" class=\"elementor-element elementor-element-787d00a e-con-full e-flex e-con e-child\" data-id=\"787d00a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d64e581 elementor-widget elementor-widget-text-editor\" data-id=\"d64e581\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 Recent inquiries in the last 3\u20136 months may result in a denial even with massive credit scores<br \/>\u2022 Since Capital One pulls all 3 credit bureaus, you unofficially have an option to freeze either Experian or Equifax if they have too many inquiries \u2014 it will then pull from TransUnion and one other bureau. You must keep 2 bureaus unfrozen to be approved.<br \/>\u2022 You cannot simultaneously hold both the Spark Cash Plus and Venture X Business cards, as both are Capital One charge cards. You can close the Venture X Business, wait two days, then apply for the Spark Cash Plus card.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-de0fdc8 e-flex e-con-boxed e-con e-parent\" data-id=\"de0fdc8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ba27ce elementor-widget elementor-widget-image\" data-id=\"9ba27ce\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1723\" height=\"2410\" src=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2.png\" class=\"attachment-full size-full wp-image-1061\" alt=\"Dollar Icon\" srcset=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2.png 1723w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-214x300.png 214w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-732x1024.png 732w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-768x1074.png 768w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-1098x1536.png 1098w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-1464x2048.png 1464w\" sizes=\"(max-width: 1723px) 100vw, 1723px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7640bfe e-flex e-con-boxed e-con e-parent\" data-id=\"7640bfe\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-34198c6 e-con-full e-flex e-con e-child\" data-id=\"34198c6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-6dcf345 e-con-full e-flex e-con e-child\" data-id=\"6dcf345\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7afcce4 e-con-full e-flex e-con e-child\" data-id=\"7afcce4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c7a3b3a elementor-widget elementor-widget-image\" data-id=\"c7a3b3a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"376\" src=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/ink_preferred_card.png\" class=\"attachment-full size-full wp-image-1294\" alt=\"Ink Business Preferred\u00ae Credit Card\" srcset=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/ink_preferred_card.png 600w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/ink_preferred_card-300x188.png 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4740d3f e-con-full e-flex e-con e-child\" data-id=\"4740d3f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-57f085a elementor-widget elementor-widget-heading\" data-id=\"57f085a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Top Runner-Up:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33e29e4 elementor-widget elementor-widget-heading\" data-id=\"33e29e4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Chase Ink Business Cash Unlimited<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e1764b elementor-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"3e1764b\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.cardbenefit.com\/ink-business-unlimited-credit-card\/?ref=hcryuwev&#038;sid=tcg\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3bc21c6 e-con-full e-flex e-con e-child\" data-id=\"3bc21c6\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c1701b8 e-con-full e-flex e-con e-child\" data-id=\"c1701b8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63e01b3 elementor-widget elementor-widget-heading\" data-id=\"63e01b3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Key offer\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-863a684 elementor-widget elementor-widget-text-editor\" data-id=\"863a684\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">This card is ideal for local businesses, retail shops, restaurants, and service providers because it keeps cash flow simple and earns solid rewards across the board, with no annual fee and no limit to how much you can earn.<br \/><br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8942520 read-more elementor-widget elementor-widget-n-accordion\" data-id=\"8942520\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1430\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1430\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Read more <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1430\" class=\"elementor-element elementor-element-7fcf479 e-con-full e-flex e-con e-child\" data-id=\"7fcf479\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53bbed4 elementor-widget elementor-widget-text-editor\" data-id=\"53bbed4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 You&#8217;ll earn a simple and unlimited 1.5% cash back on every business purchase<br \/>\u2022 Plus, you&#8217;ll enjoy this boost for your business with an intro of 0% intro APR for 12 months on purchases \u2014 it&#8217;s a great option for managing large upfront expenses without paying interest.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5b6b397 e-con-full e-flex e-con e-child\" data-id=\"5b6b397\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75e4bb5 elementor-widget elementor-widget-heading\" data-id=\"75e4bb5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Welcome offer<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff1ba3a elementor-widget elementor-widget-text-editor\" data-id=\"ff1ba3a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Earn $750 cash back in the form of 75,000 points after you spend $6,000 on purchases in the first 3 months from account opening.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2bf7b74 e-con-full e-flex e-con e-child\" data-id=\"2bf7b74\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4387b32 elementor-widget elementor-widget-heading\" data-id=\"4387b32\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Annual fee\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1250a3 elementor-widget elementor-widget-text-editor\" data-id=\"e1250a3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>$0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e8b6492 e-con-full e-flex e-con e-child\" data-id=\"e8b6492\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c35d8ab elementor-widget elementor-widget-text-editor\" data-id=\"c35d8ab\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Best No-Annual-Fee Option<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cb75f9c e-con-full e-flex e-con e-child\" data-id=\"cb75f9c\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2203a85 e-con-full e-flex e-con e-child\" data-id=\"2203a85\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-69ebe90 elementor-widget elementor-widget-heading\" data-id=\"69ebe90\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Card Rewards\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7541247 elementor-widget elementor-widget-text-editor\" data-id=\"7541247\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 1.5% cash-back on all purchases<br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a90e64 e-con-full e-flex e-con e-child\" data-id=\"3a90e64\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f180e97 elementor-widget elementor-widget-heading\" data-id=\"f180e97\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Premium Benefits\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6701ff5 elementor-widget elementor-widget-text-editor\" data-id=\"6701ff5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 0% intro APR for 12 months on purchases.<br \/>\u2022 View quarterly reports and up to 24 months of statements<br \/>\u2022 Receive personalized account alerts and year-end summaries<\/span><\/p><p>Travel and Shopping Protections:<br \/>\u2022 Primary rental car insurance for theft or collision when renting for business purposes<br \/><br \/><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-656facd read-more elementor-widget elementor-widget-n-accordion\" data-id=\"656facd\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1060\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1060\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Read more <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1060\" class=\"elementor-element elementor-element-745514c e-con-full e-flex e-con e-child\" data-id=\"745514c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bbf2af5 elementor-widget elementor-widget-text-editor\" data-id=\"bbf2af5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u2022 Baggage delay insurance reimburses essentials if your bags are delayed over 6 hours (up to $100\/day for 3 days)<br \/>\u2022 Lost luggage reimbursement covers lost or stolen bags (up to $3,000 per traveler)<br \/>\u2022 Travel accident insurance covers up to $500,000 for accidental death or dismemberment<br \/>\u2022 Travel and emergency assistance for medical, legal, and travel emergencies while away from home<br \/>\u2022 Purchase protection for damage or theft within 120 days (up to $10,000 per item, $50,000 per account)<br \/>\u2022 Extended warranty adds 1 extra year to eligible warranties of 3 years or less<br \/>\u2022 Roadside dispatch service available 24\/7 (fees apply)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dbb3e49 e-con-full e-flex e-con e-child\" data-id=\"dbb3e49\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8f4bbe6 elementor-widget elementor-widget-heading\" data-id=\"8f4bbe6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Minimum Qualifications\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bac6add elementor-widget elementor-widget-text-editor\" data-id=\"bac6add\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 Good to excellent personal credit is typically required (usually 700+ FICO)<br \/>\u2022 You must be a business owner, sole proprietor, or partner; you may be asked for estimated business income or industry<br \/>\u2022 May be asked to provide additional business documentation like irs or tax documents.<br \/><br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16d7498 read-more elementor-widget elementor-widget-n-accordion\" data-id=\"16d7498\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2390\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2390\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Read more <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2390\" class=\"elementor-element elementor-element-66b7db8 e-con-full e-flex e-con e-child\" data-id=\"66b7db8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ffc0951 elementor-widget elementor-widget-text-editor\" data-id=\"ffc0951\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 Chase may limit you to 2 new cards every 30, depending on your profile.<br \/>\u2022 Chase\u2019s &#8220;5\/24 rule&#8221; typically limits approvals if you&#8217;ve opened 5 or more personal credit cards across all issuers in the past 24 months.<br \/>\u2022 You can apply again for this card under a different business, even though you have it already.<br \/>\u2022 You can get the card again under the same business if enough time has passed, usually 24 months, but statistics show that 12 months is also enough in many cases.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-92009a3 e-flex e-con-boxed e-con e-parent\" data-id=\"92009a3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5115e56 elementor-widget elementor-widget-image\" data-id=\"5115e56\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1723\" height=\"2410\" src=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2.png\" class=\"attachment-full size-full wp-image-1061\" alt=\"Dollar Icon\" srcset=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2.png 1723w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-214x300.png 214w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-732x1024.png 732w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-768x1074.png 768w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-1098x1536.png 1098w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-1464x2048.png 1464w\" sizes=\"(max-width: 1723px) 100vw, 1723px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2c50ef2 e-flex e-con-boxed e-con e-parent\" data-id=\"2c50ef2\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a04f081 e-con-full e-flex e-con e-child\" data-id=\"a04f081\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-0486c71 e-con-full e-flex e-con e-child\" data-id=\"0486c71\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-05789d4 e-con-full e-flex e-con e-child\" data-id=\"05789d4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1114842 elementor-widget elementor-widget-image\" data-id=\"1114842\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"406\" height=\"259\" src=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/03\/american-express-gold-card.png\" class=\"attachment-full size-full wp-image-3680\" alt=\"American Express\u00ae Business Gold Card\" srcset=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/03\/american-express-gold-card.png 406w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/03\/american-express-gold-card-300x191.png 300w\" sizes=\"(max-width: 406px) 100vw, 406px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b3f2894 e-con-full e-flex e-con e-child\" data-id=\"b3f2894\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40d6c5c elementor-widget elementor-widget-heading\" data-id=\"40d6c5c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Runner-Up:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0f36c0 elementor-widget elementor-widget-heading\" data-id=\"f0f36c0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">American Express\u00ae Business Gold Card\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a6c27d elementor-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"5a6c27d\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.cardbenefit.com\/american-express-business-gold-card\/?ref=hcryuwev&#038;sid=tcg\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4c4a37c e-con-full e-flex e-con e-child\" data-id=\"4c4a37c\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7dbda4d e-con-full e-flex e-con e-child\" data-id=\"7dbda4d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-01a1166 elementor-widget elementor-widget-heading\" data-id=\"01a1166\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Key offer\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5802624 elementor-widget elementor-widget-text-editor\" data-id=\"5802624\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">This card is ideal for local businesses, retail shops, restaurants, and service providers because it rewards your top business spending categories automatically and provides valuable monthly business credits:<br \/>\u2022 Earn 4X Membership Rewards points on your top two business spending categories each billing cycle (up to $150,000 per year).<br \/>\u2022 Get up to $240 annually ($20 per month) in statement credits for eligible purchases at FedEx, Grubhub, and office supply stores.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5ab61c0 e-con-full e-flex e-con e-child\" data-id=\"5ab61c0\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f71963 elementor-widget elementor-widget-heading\" data-id=\"1f71963\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Welcome offer<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-978dc1a elementor-widget elementor-widget-text-editor\" data-id=\"978dc1a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Earn 100,000 Membership Rewards\u00ae points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. + Get 0% on eligible purchases the first 6 months from date of account opening<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cc645a8 e-con-full e-flex e-con e-child\" data-id=\"cc645a8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2f1a71 elementor-widget elementor-widget-heading\" data-id=\"d2f1a71\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Annual fee\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef68e7e elementor-widget elementor-widget-text-editor\" data-id=\"ef68e7e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 Primary card annual fee: $375<br \/>\u2022 Employee Gold Cards (1\u20135): $95 total annual fee (covers up to 5 cards)<br \/>\u2022 Each additional Employee Gold Card (6\u201399): $95 per card annually<br \/>\u2022 Business Expense Cards: $0 annual fee (up to 99 cards)<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-20a2823 e-con-full e-flex e-con e-child\" data-id=\"20a2823\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27b6b3a elementor-widget elementor-widget-text-editor\" data-id=\"27b6b3a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Disclosure:<\/strong> The Cards Guy partners with credit card issuers to provide information on their products. We may earn commissions from these issuers. The content on this page is independent and has not been provided, reviewed, approved, or endorsed by the companies mentioned. The opinions expressed are solely those of the author. American Express is a The Cards Guy advertiser.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e86bc7a e-con-full e-flex e-con e-child\" data-id=\"e86bc7a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a307ab4 elementor-widget elementor-widget-text-editor\" data-id=\"a307ab4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5577e01 elementor-widget elementor-widget-text-editor\" data-id=\"5577e01\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><p>Best Overall Small Business Card<\/p><\/div><\/div><div class=\"elementor-element elementor-element-4b93543 e-con-full e-flex e-con e-child\" data-id=\"4b93543\" data-element_type=\"container\"><div class=\"elementor-element elementor-element-8efcdb8 e-con-full e-flex e-con e-child\" data-id=\"8efcdb8\" data-element_type=\"container\"><div class=\"elementor-element elementor-element-84277eb elementor-widget elementor-widget-heading\" data-id=\"84277eb\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\">\u00a0<\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b25324 e-con-full e-flex e-con e-child\" data-id=\"6b25324\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cb3be80 e-con-full e-flex e-con e-child\" data-id=\"cb3be80\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64c9878 elementor-widget elementor-widget-heading\" data-id=\"64c9878\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Card Rewards\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d308b8 elementor-widget elementor-widget-text-editor\" data-id=\"6d308b8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">&#8211; 4X Membership Rewards\u00ae Points \u2013 Top 2 categories each billing cycle (up to $150,000\/year): U.S. advertising (online, TV, radio), software &amp; cloud providers, wireless phone services, U.S. gas stations, U.S. restaurants, transit (rideshare, tolls, parking, etc.) <br \/>&#8211; 3X Points \u2013 Flights and prepaid hotels booked through AmexTravel.com <br \/>&#8211; 1X Points \u2013 All other eligible purchases.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b46c9d7 e-con-full e-flex e-con e-child\" data-id=\"b46c9d7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc5fd0c elementor-widget elementor-widget-heading\" data-id=\"bc5fd0c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Premium Benefits\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7162d5 elementor-widget elementor-widget-text-editor\" data-id=\"a7162d5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\"><span data-sheets-root=\"1\">Annual Credits:<br \/>\u2022 $240 annual flexible business credit ($20 per month) at FedEx, Grubhub, and office supply stores (eg. staples) (enrollment required).<br \/>\u2022 $155 annual Walmart+ credit for monthly membership costs (up to $12.95 monthly, enrollment required).<br \/>Card Benefits:<br \/>\u2022 No preset spending limit; adjusts based on your spending and payment history.<br \/><\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3da4eb4 read-more elementor-widget elementor-widget-n-accordion\" data-id=\"3da4eb4\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6460\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6460\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Read more <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6460\" class=\"elementor-element elementor-element-aab6703 e-con-full e-flex e-con e-child\" data-id=\"aab6703\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54eb098 elementor-widget elementor-widget-text-editor\" data-id=\"54eb098\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 Flexible &#8220;Pay Over Time&#8221; feature available for large purchases.<br \/>\u2022 Expense management integration with QuickBooks and Vendor Pay by Bill.com.<br \/>\u2022 Year-end spending summary provided for simpler budgeting and tax preparation.<br \/>\u2022 Access to exclusive savings and special events through Amex Offers.<\/span><\/p><p>Travel and Shopping Protections:<br \/>\u2022 Trip delay insurance covering delays of 12 hours or more.<br \/>\u2022 Baggage insurance covering up to $1,250 for carry-on baggage.<br \/>\u2022 Baggage insurance covering up to $500 for checked luggage.<br \/>\u2022 Car rental loss and damage insurance included when declining rental agency coverage.<br \/>\u2022 Cell phone protection covering damage or theft (up to $800 per claim, maximum 2 claims per year, $50 deductible).<br \/>\u2022 Purchase protection covering accidental damage or theft (up to $1,000 per incident, within 90 days of purchase).<br \/>\u2022 Extended warranty extends original warranties of 5 years or less by up to one extra year.<br \/>\u2022 Global Assist Hotline providing emergency assistance when traveling more than 100 miles from home.<br \/>\u2022 Special benefits through The Hotel Collection, including a $100 experience credit, room upgrades, and additional perks (requires minimum two-night stay, booked via Amex Travel).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db3b7d8 e-con-full e-flex e-con e-child\" data-id=\"db3b7d8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1a617b elementor-widget elementor-widget-heading\" data-id=\"a1a617b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Minimum Qualifications\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67a6763 elementor-widget elementor-widget-text-editor\" data-id=\"67a6763\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 Typically requires a personal credit score of approximately 740 or higher.<br \/>\u2022 You must be a business owner, sole proprietor, or partner.<br \/>\u2022 American Express may request details about your business type and estimated annual revenue.<br \/>\u2022 You may need to demonstrate sufficient income (personal or business) to cover monthly balances.<br \/><br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-729f031 read-more elementor-widget elementor-widget-n-accordion\" data-id=\"729f031\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1200\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1200\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Read more <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1200\" class=\"elementor-element elementor-element-a564626 e-con-full e-flex e-con e-child\" data-id=\"a564626\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8cafeeb elementor-widget elementor-widget-text-editor\" data-id=\"8cafeeb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 Additional documents such as bank statements or tax returns might be requested.<br \/>\u2022 American Express typically limits approvals to no more than 2 new cards within a 90-day period.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9acf25 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"e9acf25\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Explore More Card Options<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-84be863 e-flex e-con-boxed e-con e-parent\" data-id=\"84be863\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-07d4359 e-con-full e-flex e-con e-child\" data-id=\"07d4359\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b5f0a30 elementor-widget elementor-widget-heading\" data-id=\"b5f0a30\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pro Tips <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f3078cd e-con-full e-flex e-con e-child\" data-id=\"f3078cd\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8c75457 e-con-full e-flex e-con e-child\" data-id=\"8c75457\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a68c17b elementor-widget elementor-widget-heading\" data-id=\"a68c17b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Tip 1<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-655c2a5 elementor-widget elementor-widget-text-editor\" data-id=\"655c2a5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Time your application with a major business purchase to easily meet the welcome bonus requirement<\/li><li>Set up employee cards with individual spending limits to maximize category bonuses<\/li><li>Link to QuickBooks for automated expense categorization<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-214cd56 e-con-full e-flex e-con e-child\" data-id=\"214cd56\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5283f08 elementor-widget elementor-widget-heading\" data-id=\"5283f08\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Tip 2<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e5ef1a elementor-widget elementor-widget-text-editor\" data-id=\"9e5ef1a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Combine with a Chase Sapphire Reserve to increase point value by 50%<\/li><li>Use for all telecommunication bills to maximize 5% category<\/li><li>Set up autopay for recurring business services<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fdc5cfa e-con-full e-flex e-con e-child\" data-id=\"fdc5cfa\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b90493 elementor-widget elementor-widget-heading\" data-id=\"1b90493\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Tip 3<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f57e682 elementor-widget elementor-widget-text-editor\" data-id=\"f57e682\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Time large purchases with welcome bonus periods<\/li><li>Use for all non-bonus category spending<\/li><li>Consider multiple cards for different employees to track spending<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Best Small Business Owners Credit Cards 2025 Karl says: &#8220;For small business owners, the right card can boost cash flow and rewards. The Capital One Spark Cash Plus offers 2% unlimited cash back with no preset limit and a $150 annual fee refund if you spend $150K. 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