{"id":1474,"date":"2025-02-03T17:39:23","date_gmt":"2025-02-03T17:39:23","guid":{"rendered":"https:\/\/thecardsguy.com\/top-picks\/?page_id=1474"},"modified":"2025-04-14T18:00:47","modified_gmt":"2025-04-14T18:00:47","slug":"graduate","status":"publish","type":"page","link":"https:\/\/thecardsguy.com\/top-picks\/graduate\/","title":{"rendered":"Graduate"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1474\" class=\"elementor elementor-1474\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0cb1e35 e-flex e-con-boxed e-con e-parent\" data-id=\"0cb1e35\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d25717a e-con-full e-flex e-con e-child\" data-id=\"d25717a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47c2ee8 elementor-headline--style-highlight elementor-widget elementor-widget-animated-headline\" data-id=\"47c2ee8\" data-element_type=\"widget\" data-settings=\"{&quot;marker&quot;:&quot;underline&quot;,&quot;highlighted_text&quot;:&quot; Graduate &quot;,&quot;highlight_animation_duration&quot;:3299,&quot;headline_style&quot;:&quot;highlight&quot;}\" data-widget_type=\"animated-headline.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h1 class=\"elementor-headline\">\n\t\t\t\t\t<span class=\"elementor-headline-plain-text elementor-headline-text-wrapper\">Best<\/span>\n\t\t\t\t<span class=\"elementor-headline-dynamic-wrapper elementor-headline-text-wrapper\">\n\t\t\t\t\t<span class=\"elementor-headline-dynamic-text elementor-headline-text-active\"> Graduate <\/span>\n\t\t\t\t<\/span>\n\t\t\t\t\t<span class=\"elementor-headline-plain-text elementor-headline-text-wrapper\">Credit Cards 2025<\/span>\n\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e01720c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"e01720c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong data-start=\"0\" data-end=\"14\" data-is-only-node=\"\">Karl says:<\/strong> &#8220;For recent graduates looking to maximize their rewards, the <a href=\"https:\/\/www.cardbenefit.com\/chase-freedom-unlimited\/?ref=hcryuwev&amp;sid=tcg\"><strong data-start=\"76\" data-end=\"104\">Chase Freedom Unlimited\u00ae<\/strong> <\/a>is a great choice, offering 1.5% cash back on every purchase, plus 5% on Chase Travel and 3% on dining and drugstores. It also includes a 0% intro APR for 15 months on purchases and balance transfers, perfect for managing post-grad expenses. The <a href=\"https:\/\/www.cardbenefit.com\/citi-double-cash-card\/?ref=hcryuwev\"><strong data-start=\"351\" data-end=\"377\">Citi Double Cash\u00ae Card<\/strong> <\/a>is another excellent option, providing 2% cash back on all eligible purchases and a 0% intro APR on balance transfers for 18 months, making it ideal for paying off student-related debt.&#8221;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f9855a e-con-full e-flex e-con e-child\" data-id=\"5f9855a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b0a44a elementor-button-align-end elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-global elementor-global-4594 elementor-widget-form\" data-id=\"9b0a44a\" data-element_type=\"widget\" id=\"search-form\" data-settings=\"{&quot;button_width&quot;:&quot;25&quot;,&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width_mobile&quot;:&quot;33&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"New Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"1474\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"9b0a44a\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-email elementor-col-75 elementor-sm-66 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tSearch\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-xs  elementor-field-textual\" placeholder=\"Search By Card Name\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-25 e-form__buttons elementor-sm-33\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-xs\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-search\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M505 442.7L405.3 343c-4.5-4.5-10.6-7-17-7H372c27.6-35.3 44-79.7 44-128C416 93.1 322.9 0 208 0S0 93.1 0 208s93.1 208 208 208c48.3 0 92.7-16.4 128-44v16.3c0 6.4 2.5 12.5 7 17l99.7 99.7c9.4 9.4 24.6 9.4 33.9 0l28.3-28.3c9.4-9.4 9.4-24.6.1-34zM208 336c-70.7 0-128-57.2-128-128 0-70.7 57.2-128 128-128 70.7 0 128 57.2 128 128 0 70.7-57.2 128-128 128z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Search<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-24cdc7f e-con-full e-flex e-con e-child\" data-id=\"24cdc7f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b429f03 elementor-widget elementor-widget-image\" data-id=\"b429f03\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1202\" height=\"1039\" src=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/credit-card-guy-web-page-06.png\" class=\"attachment-full size-full wp-image-1097\" alt=\"\" srcset=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/credit-card-guy-web-page-06.png 1202w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/credit-card-guy-web-page-06-300x259.png 300w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/credit-card-guy-web-page-06-1024x885.png 1024w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/credit-card-guy-web-page-06-768x664.png 768w\" sizes=\"(max-width: 1202px) 100vw, 1202px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-18f61ce e-flex e-con-boxed e-con e-parent\" data-id=\"18f61ce\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-132b8cf elementor-widget elementor-widget-heading\" data-id=\"132b8cf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Search by categories\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f4d110d e-con-full e-flex e-con e-child\" data-id=\"f4d110d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ebe8b1 elementor-widget elementor-widget-button\" data-id=\"1ebe8b1\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/top-picks\/athlete\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Athlete<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b849117 elementor-widget elementor-widget-button\" data-id=\"b849117\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/top-picks\/international-student\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">International Student<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b021d42 elementor-widget elementor-widget-button\" data-id=\"b021d42\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/top-picks\/new-student\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">New Student<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-762226f elementor-widget elementor-widget-button\" data-id=\"762226f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/top-picks\/part-time-student\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part-Time Student<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc11121 elementor-widget elementor-widget-button\" data-id=\"cc11121\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/top-picks\/professional-student\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Professional Student<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d805f6 elementor-widget elementor-widget-button\" data-id=\"0d805f6\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/top-picks\/student-abroad\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Student Abroad<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8eda913 e-flex e-con-boxed e-con e-parent\" data-id=\"8eda913\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af6783b elementor-widget elementor-widget-image\" data-id=\"af6783b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1715\" height=\"2397\" src=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1.png\" class=\"attachment-full size-full wp-image-1060\" alt=\"Crown Badge Icon\" srcset=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1.png 1715w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1-215x300.png 215w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1-733x1024.png 733w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1-768x1073.png 768w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1-1099x1536.png 1099w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1-1465x2048.png 1465w\" sizes=\"(max-width: 1715px) 100vw, 1715px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ecd112b e-flex e-con-boxed e-con e-parent\" data-id=\"ecd112b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4cd2dad e-con-full e-flex e-con e-child\" data-id=\"4cd2dad\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-f641a20 e-con-full e-flex e-con e-child\" data-id=\"f641a20\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-540270b e-con-full e-flex e-con e-child\" data-id=\"540270b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76a652e elementor-widget elementor-widget-image\" data-id=\"76a652e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"636\" src=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/02\/chase-freedom-unlimited-large-1024x636-1.jpg\" class=\"attachment-full size-full wp-image-1524\" alt=\"Chase Freedom Unlimited\u00ae\" srcset=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/02\/chase-freedom-unlimited-large-1024x636-1.jpg 1024w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/02\/chase-freedom-unlimited-large-1024x636-1-300x186.jpg 300w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/02\/chase-freedom-unlimited-large-1024x636-1-768x477.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3119757 e-con-full e-flex e-con e-child\" data-id=\"3119757\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc180f0 elementor-widget elementor-widget-heading\" data-id=\"fc180f0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Top Pick:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4dff00b elementor-widget elementor-widget-heading\" data-id=\"4dff00b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Chase Freedom Unlimited\u00ae<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e71018 elementor-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"4e71018\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.cardbenefit.com\/chase-freedom-unlimited\/?ref=hcryuwev&#038;sid=tcg\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-da02976 e-con-full e-flex e-con e-child\" data-id=\"da02976\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ea0d294 e-con-full e-flex e-con e-child\" data-id=\"ea0d294\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a34cca9 elementor-widget elementor-widget-heading\" data-id=\"a34cca9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Key offer\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-839dd16 elementor-widget elementor-widget-text-editor\" data-id=\"839dd16\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Chase Freedom Unlimited\u00ae is a top choice for grads because it earns strong rewards on everyday spending and offers built-in flexibility with how you pay over time.<br \/>\u2022 Earn 1.5% cash back on every purchase, plus bonus categories like 5% on Chase Travel and 3% on dining and drugstores<br \/>\u2022 Access to 0% intro APR for 15 months on purchases and balance transfers \u2014 ideal for managing big post-grad expenses<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-07f0273 e-con-full e-flex e-con e-child\" data-id=\"07f0273\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a1338f elementor-widget elementor-widget-heading\" data-id=\"1a1338f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Welcome offer<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1065e61 elementor-widget elementor-widget-text-editor\" data-id=\"1065e61\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 Limited Time Offer: Earn $250 cash back in the form of 25,000 Chase Ultimate Rewards\u00ae points which is worth at least $250 cash back after spending $500 on purchases in your first 3 months.<br \/>\u2022 Intro APR: 0% Intro APR on Purchases 15 months &amp; 0% Intro APR on Balance Transfers 15 months After that 19.49% &#8211; 28.24% Variable<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a7d0a66 e-con-full e-flex e-con e-child\" data-id=\"a7d0a66\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ea7497 elementor-widget elementor-widget-heading\" data-id=\"9ea7497\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Annual fee\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09908e6 elementor-widget elementor-widget-text-editor\" data-id=\"09908e6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>$0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7991ac0 e-con-full e-flex e-con e-child\" data-id=\"7991ac0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5577e01 elementor-widget elementor-widget-text-editor\" data-id=\"5577e01\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Combines strong everyday rewards with professional-level benefits and credit limits suitable for graduate student expenses.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b93543 e-con-full e-flex e-con e-child\" data-id=\"4b93543\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8efcdb8 e-con-full e-flex e-con e-child\" data-id=\"8efcdb8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-84277eb elementor-widget elementor-widget-heading\" data-id=\"84277eb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Card  Rewards\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c39c6e elementor-widget elementor-widget-text-editor\" data-id=\"3c39c6e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">All Cashback is earned in the form of points.<br \/>\u2022 5% cash back on travel purchased through Chase Travel\u00ae <br \/>\u2022 3% cash back on dining (including takeout and delivery) and drugstore purchases<br \/>\u2022 2% cash back on Lyft rides (through 09\/30\/27) <br \/>\u2022 1.5% cash back on all other purchases<br \/>\u2022 Points are redeemable for cash back, travel, gift cards, or to pay yourself back via Ultimate Rewards\u00ae<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6fe2979 e-con-full e-flex e-con e-child\" data-id=\"6fe2979\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ce2edd elementor-widget elementor-widget-heading\" data-id=\"5ce2edd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Premium Benefits\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c496a7 elementor-widget elementor-widget-text-editor\" data-id=\"0c496a7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 Earn 5% cash back on travel purchased through Chase Ultimate Rewards\u00ae<br \/>\u2022 Earn 3% cash back on dining (including takeout and delivery) and at drugstores<br \/>\u2022 0% intro APR for 15 months on purchases and balance transfers, then a variable APR applies<br \/>\u2022 Credit score monitoring through Chase Credit Journey\u00ae<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-500ab47 read-more elementor-widget elementor-widget-n-accordion\" data-id=\"500ab47\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8390\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8390\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Read more <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8390\" class=\"elementor-element elementor-element-eb79a4f e-con-full e-flex e-con e-child\" data-id=\"eb79a4f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e05d70 elementor-widget elementor-widget-text-editor\" data-id=\"3e05d70\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Insurance &amp; Protections:<br \/>\u2022 Purchase protection covers new purchases against damage or theft for 120 days<br \/>\u2022 Extended warranty protection adds 1 extra year on eligible manufacturer warranties<br \/>\u2022 Auto rental collision damage waiver (secondary in the U.S., primary outside)<br \/>\u2022 Travel and emergency assistance services included<br \/>\u2022 Trip cancellation\/interruption insurance covers up to $1,500 per person for eligible prepaid travel expenses<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6c742e2 e-con-full e-flex e-con e-child\" data-id=\"6c742e2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0eab935 elementor-widget elementor-widget-heading\" data-id=\"0eab935\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Minimum Qualifications\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b44bf2 elementor-widget elementor-widget-text-editor\" data-id=\"5b44bf2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 You\u2019ll need good credit for this one \u2014 generally around 670 or higher.<br \/>\u2022 It\u2019s not a student card, so you should already have some credit history and income to show.<br \/>\u2022 Chase\u2019s 5\/24 rule definitely applies here too, so make sure you haven\u2019t opened too many personal cards recently.<br \/>\u2022 A relationship with Chase (like a checking account or existing card) can improve your odds.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-03559fc e-flex e-con-boxed e-con e-parent\" data-id=\"03559fc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-525257d elementor-widget elementor-widget-image\" data-id=\"525257d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1723\" height=\"2410\" src=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2.png\" class=\"attachment-full size-full wp-image-1061\" alt=\"Dollar Icon\" srcset=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2.png 1723w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-214x300.png 214w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-732x1024.png 732w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-768x1074.png 768w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-1098x1536.png 1098w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-1464x2048.png 1464w\" sizes=\"(max-width: 1723px) 100vw, 1723px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-43868a2 e-con-full e-flex e-con e-child\" data-id=\"43868a2\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d02e0d8 e-con-full e-flex e-con e-child\" data-id=\"d02e0d8\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-adc3ec7 e-con-full e-flex e-con e-child\" data-id=\"adc3ec7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23f8d0b elementor-widget elementor-widget-image\" data-id=\"23f8d0b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"222\" height=\"140\" src=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/02\/citi-double-cash_222x140.png\" class=\"attachment-full size-full wp-image-1647\" alt=\"Citi Double Cash Card\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0abb390 e-con-full e-flex e-con e-child\" data-id=\"0abb390\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ca192e elementor-widget elementor-widget-heading\" data-id=\"5ca192e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Top Runner-Up:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81f821a elementor-widget elementor-widget-heading\" data-id=\"81f821a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Citi Double Cash Card<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64a8a57 elementor-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"64a8a57\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.cardbenefit.com\/citi-double-cash-card\/?ref=hcryuwev\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dc0d607 e-con-full e-flex e-con e-child\" data-id=\"dc0d607\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cd5cc2e e-con-full e-flex e-con e-child\" data-id=\"cd5cc2e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-afaabf7 elementor-widget elementor-widget-heading\" data-id=\"afaabf7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Key offer\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-576ba46 elementor-widget elementor-widget-text-editor\" data-id=\"576ba46\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Citi Double Cash\u00ae Card is a smart pick for graduates who want maximum value with zero effort \u2014 it pays you back just for using and paying off your card.<br \/>\u2022 Earn 2% cash back on all eligible purchases.<br \/>\u2022 0% intro APR on balance transfers for 18 months \u2014 great for clearing student-related debt or large purchases<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9253f6d e-con-full e-flex e-con e-child\" data-id=\"9253f6d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f4dbf66 elementor-widget elementor-widget-heading\" data-id=\"f4dbf66\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Welcome offer<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f70e292 elementor-widget elementor-widget-text-editor\" data-id=\"f70e292\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou\u00ae Points, which can be redeemed for $200 cash back.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6233a2c e-con-full e-flex e-con e-child\" data-id=\"6233a2c\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-83b08a2 elementor-widget elementor-widget-heading\" data-id=\"83b08a2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Annual fee\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-399e7db elementor-widget elementor-widget-text-editor\" data-id=\"399e7db\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div id=\"page\" class=\"site\"><div class=\"container-content\"><div class=\"row flex-nowrap m-0\"><div id=\"all-cards-container\" class=\"col-12 col-md-11 col-lg-11 p-0 \"><div class=\"card-tile-container\"><div class=\"row m-0\"><div class=\"col-md-8\"><div class=\"card-main-content\"><div class=\"card-descripiton\"><div class=\"d-flex\"><div class=\"tile-welcome-bonus\"><p class=\"bonus-price\"><span id=\"sh-quidget-3\" class=\"sh-inactive-client sh-quidget-rendered\" data-rate-name=\"Citi(R) Double Cash Card - 18 month BT offer\" data-content=\"{*credit_card_id*:*3002009*,*field*:*annual_fees*,*api*:*cc*}\">$0<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db692ac e-con-full e-flex e-con e-child\" data-id=\"db692ac\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-523aa96 elementor-widget elementor-widget-text-editor\" data-id=\"523aa96\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Best For: Research expenses and general spending<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d32c9ab e-con-full e-flex e-con e-child\" data-id=\"d32c9ab\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b784a86 e-con-full e-flex e-con e-child\" data-id=\"b784a86\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e3b33b0 elementor-widget elementor-widget-heading\" data-id=\"e3b33b0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Card Rewards\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-146fae8 elementor-widget elementor-widget-text-editor\" data-id=\"146fae8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 2% cash back on purchases: 1% when buying, 1% as you pay.<br \/>\u2022 Special Offer: Earn 5% cash back on hotels, car rentals, and attractions booked through the Citi TravelSM portal until 12\/31\/25.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a73d6ea e-con-full e-flex e-con e-child\" data-id=\"a73d6ea\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35ff4b0 elementor-widget elementor-widget-heading\" data-id=\"35ff4b0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Premium Benefits\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c1ce7f elementor-widget elementor-widget-text-editor\" data-id=\"6c1ce7f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 Earn a simple 1% cash back when you buy and 1% when you pay \u2014 2% total cash back on every purchase<br \/>\u2022 Rewards are earned as ThankYou\u00ae Points and can be redeemed for cash back, gift cards, travel, or used at Amazon and PayPal<br \/>\u2022 0% intro APR, only on balance transfers for the first 18 months of account opening; after that, 18.24% to 28.24%<br \/>\u2022 Points never expire as long as your account remains open and in good standing<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8bf63fe read-more elementor-widget elementor-widget-n-accordion\" data-id=\"8bf63fe\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1460\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1460\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Read more <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1460\" class=\"elementor-element elementor-element-8877b69 e-con-full e-flex e-con e-child\" data-id=\"8877b69\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e9cf2dd elementor-widget elementor-widget-text-editor\" data-id=\"e9cf2dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Insurance &amp; Protections:<br \/>\u2022 $0 fraud liability for unauthorized charges<br \/>\u2022 Digital safety through Citi\u2019s fraud detection tools and secure online account access<\/p><div class=\"d-flex\"><div class=\"tile-welcome-bonus\">\u00a0<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a7fbc3f e-con-full e-flex e-con e-child\" data-id=\"a7fbc3f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e02878 elementor-widget elementor-widget-heading\" data-id=\"0e02878\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Minimum Qualifications\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-504527f elementor-widget elementor-widget-text-editor\" data-id=\"504527f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 Citi usually looks for good to excellent credit \u2014 higher then 680 is enough. Over 700 is a better chance for getting approved.<br \/>\u2022 No student requirement here, but you should already have some credit under your belt.<br \/>\u2022 They can be strict about inquiries and recent accounts, so spacing out applications is smart.<br \/>\u2022 Citi also has a rule where you can only get one bonus from the same card family every 48 months<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-302c43a elementor-align-center elementor-widget elementor-widget-button\" data-id=\"302c43a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Explore More Card Options<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-84be863 e-flex e-con-boxed e-con e-parent\" data-id=\"84be863\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-07d4359 e-con-full e-flex e-con e-child\" data-id=\"07d4359\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b5f0a30 elementor-widget elementor-widget-heading\" data-id=\"b5f0a30\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pro Tips <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f3078cd e-con-full e-flex e-con e-child\" data-id=\"f3078cd\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8c75457 e-con-full e-flex e-con e-child\" data-id=\"8c75457\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a68c17b elementor-widget elementor-widget-heading\" data-id=\"a68c17b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Credit Requirements\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-655c2a5 elementor-widget elementor-widget-text-editor\" data-id=\"655c2a5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Q: Minimum score needed? <br \/>A: Usually 670+, but academic income helps<\/p><p><br \/>Income Verification<br \/>Q: Do stipends count? A: Yes, including teaching, research, and fellowships<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-214cd56 e-con-full e-flex e-con e-child\" data-id=\"214cd56\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9e5ef1a elementor-widget elementor-widget-text-editor\" data-id=\"9e5ef1a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Chase added academic subscription credits<\/li><li>Citi expanded purchase protection<\/li><li>AmEx increased travel coverage<\/li><li>New graduate cards launching Q1 2025<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fdc5cfa e-con-full e-flex e-con e-child\" data-id=\"fdc5cfa\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b90493 elementor-widget elementor-widget-heading\" data-id=\"1b90493\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Academic Perks<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f57e682 elementor-widget elementor-widget-text-editor\" data-id=\"f57e682\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Journal subscriptions<\/li><li>Software purchases<\/li><li>Professional memberships<\/li><li>Workshop registrations<\/li><\/ul><p>Career Development<\/p><ul><li>Interview travel<\/li><li>Networking events<\/li><li>Professional attire<\/li><li>Certification costs<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Best Graduate Credit Cards 2025 Karl says: &#8220;For recent graduates looking to maximize their rewards, the Chase Freedom Unlimited\u00ae is a great choice, offering 1.5% cash back on every purchase, plus 5% on Chase Travel and 3% on dining and drugstores. It also includes a 0% intro APR for 15 months on purchases and balance [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1474","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/thecardsguy.com\/top-picks\/wp-json\/wp\/v2\/pages\/1474","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thecardsguy.com\/top-picks\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/thecardsguy.com\/top-picks\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/thecardsguy.com\/top-picks\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/thecardsguy.com\/top-picks\/wp-json\/wp\/v2\/comments?post=1474"}],"version-history":[{"count":78,"href":"https:\/\/thecardsguy.com\/top-picks\/wp-json\/wp\/v2\/pages\/1474\/revisions"}],"predecessor-version":[{"id":4924,"href":"https:\/\/thecardsguy.com\/top-picks\/wp-json\/wp\/v2\/pages\/1474\/revisions\/4924"}],"wp:attachment":[{"href":"https:\/\/thecardsguy.com\/top-picks\/wp-json\/wp\/v2\/media?parent=1474"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}