{"id":1485,"date":"2025-02-03T17:46:49","date_gmt":"2025-02-03T17:46:49","guid":{"rendered":"https:\/\/thecardsguy.com\/top-picks\/?page_id=1485"},"modified":"2025-04-15T11:59:29","modified_gmt":"2025-04-15T11:59:29","slug":"new-student","status":"publish","type":"page","link":"https:\/\/thecardsguy.com\/top-picks\/new-student\/","title":{"rendered":"New"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1485\" class=\"elementor elementor-1485\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0cb1e35 e-flex e-con-boxed e-con e-parent\" data-id=\"0cb1e35\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d25717a e-con-full e-flex e-con e-child\" data-id=\"d25717a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cae5fb0 elementor-headline--style-highlight elementor-widget elementor-widget-animated-headline\" data-id=\"cae5fb0\" data-element_type=\"widget\" data-settings=\"{&quot;marker&quot;:&quot;underline&quot;,&quot;highlighted_text&quot;:&quot;New Student&quot;,&quot;highlight_animation_duration&quot;:3299,&quot;headline_style&quot;:&quot;highlight&quot;}\" data-widget_type=\"animated-headline.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h1 class=\"elementor-headline\">\n\t\t\t\t\t<span class=\"elementor-headline-plain-text elementor-headline-text-wrapper\">Best<\/span>\n\t\t\t\t<span class=\"elementor-headline-dynamic-wrapper elementor-headline-text-wrapper\">\n\t\t\t\t\t<span class=\"elementor-headline-dynamic-text elementor-headline-text-active\">New Student<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t\t<span class=\"elementor-headline-plain-text elementor-headline-text-wrapper\">Credit Cards 2025<\/span>\n\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e01720c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"e01720c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong data-start=\"0\" data-end=\"14\" data-is-only-node=\"\">Karl says:<\/strong> &#8220;For new students with no credit, the <a href=\"https:\/\/www.cardbenefit.com\/featured-credit-cards\/?top=DIS&amp;ref=hcryuwev\"><strong data-start=\"53\" data-end=\"87\">Discover it\u00ae Student Cash Back<\/strong><\/a> card is an excellent choice, offering easy approval and doubling your rewards in the first year. There\u2019s no credit score required to apply, and Discover matches your cash back after the first year. The <a href=\"https:\/\/www.cardbenefit.com\/capital-one-platinum-credit-card\/?ref=hcryuwev\"><strong data-start=\"290\" data-end=\"314\">Capital One Platinum<\/strong> <\/a>card is another great option with no fees and automatic credit limit reviews to help you build credit early, plus pre-approval without affecting your credit score.&#8221;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-81875da e-con-full e-flex e-con e-child\" data-id=\"81875da\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec83705 elementor-button-align-end elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-global elementor-global-4594 elementor-widget-form\" data-id=\"ec83705\" data-element_type=\"widget\" id=\"search-form\" data-settings=\"{&quot;button_width&quot;:&quot;25&quot;,&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width_mobile&quot;:&quot;33&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"New Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"1485\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"ec83705\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-email elementor-col-75 elementor-sm-66 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tSearch\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-xs  elementor-field-textual\" placeholder=\"Search By Card Name\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-25 e-form__buttons elementor-sm-33\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-xs\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-search\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M505 442.7L405.3 343c-4.5-4.5-10.6-7-17-7H372c27.6-35.3 44-79.7 44-128C416 93.1 322.9 0 208 0S0 93.1 0 208s93.1 208 208 208c48.3 0 92.7-16.4 128-44v16.3c0 6.4 2.5 12.5 7 17l99.7 99.7c9.4 9.4 24.6 9.4 33.9 0l28.3-28.3c9.4-9.4 9.4-24.6.1-34zM208 336c-70.7 0-128-57.2-128-128 0-70.7 57.2-128 128-128 70.7 0 128 57.2 128 128 0 70.7-57.2 128-128 128z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Search<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-24cdc7f e-con-full e-flex e-con e-child\" data-id=\"24cdc7f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b429f03 elementor-widget elementor-widget-image\" data-id=\"b429f03\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1202\" height=\"1039\" src=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/credit-card-guy-web-page-06.png\" class=\"attachment-full size-full wp-image-1097\" alt=\"\" srcset=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/credit-card-guy-web-page-06.png 1202w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/credit-card-guy-web-page-06-300x259.png 300w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/credit-card-guy-web-page-06-1024x885.png 1024w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/credit-card-guy-web-page-06-768x664.png 768w\" sizes=\"(max-width: 1202px) 100vw, 1202px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-18f61ce e-flex e-con-boxed e-con e-parent\" data-id=\"18f61ce\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-132b8cf elementor-widget elementor-widget-heading\" data-id=\"132b8cf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Search by categories\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7af6b7d e-con-full e-flex e-con e-child\" data-id=\"7af6b7d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-726f2e6 elementor-widget elementor-widget-button\" data-id=\"726f2e6\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/top-picks\/athlete\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Athlete<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c8bd32 elementor-widget elementor-widget-button\" data-id=\"9c8bd32\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/top-picks\/graduate\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Graduate<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64e0d71 elementor-widget elementor-widget-button\" data-id=\"64e0d71\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/top-picks\/international-student\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">International Student<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3901be elementor-widget elementor-widget-button\" data-id=\"e3901be\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/top-picks\/part-time-student\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part-Time Student<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d20761 elementor-widget elementor-widget-button\" data-id=\"9d20761\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/top-picks\/professional-student\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Professional Student<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a9adde elementor-widget elementor-widget-button\" data-id=\"8a9adde\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/top-picks\/student-abroad\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Student Abroad<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e9014a3 e-flex e-con-boxed e-con e-parent\" data-id=\"e9014a3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39178cc elementor-widget elementor-widget-image\" data-id=\"39178cc\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1715\" height=\"2397\" src=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1.png\" class=\"attachment-full size-full wp-image-1060\" alt=\"Crown Badge Icon\" srcset=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1.png 1715w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1-215x300.png 215w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1-733x1024.png 733w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1-768x1073.png 768w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1-1099x1536.png 1099w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-1-1465x2048.png 1465w\" sizes=\"(max-width: 1715px) 100vw, 1715px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ecd112b e-flex e-con-boxed e-con e-parent\" data-id=\"ecd112b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4cd2dad e-con-full e-flex e-con e-child\" data-id=\"4cd2dad\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-f641a20 e-con-full e-flex e-con e-child\" data-id=\"f641a20\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-540270b e-con-full e-flex e-con e-child\" data-id=\"540270b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76a652e elementor-widget elementor-widget-image\" data-id=\"76a652e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"470\" height=\"294\" src=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/02\/student-discover-it.jpg\" class=\"attachment-full size-full wp-image-1590\" alt=\"Discover it\u00ae Student Cash Back\" srcset=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/02\/student-discover-it.jpg 470w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/02\/student-discover-it-300x188.jpg 300w\" sizes=\"(max-width: 470px) 100vw, 470px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3119757 e-con-full e-flex e-con e-child\" data-id=\"3119757\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc180f0 elementor-widget elementor-widget-heading\" data-id=\"fc180f0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Top Pick:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4dff00b elementor-widget elementor-widget-heading\" data-id=\"4dff00b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Discover it\u00ae Student Cash Back<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e71018 elementor-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"4e71018\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.cardbenefit.com\/featured-credit-cards\/?top=DIS&#038;ref=hcryuwev\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-da02976 e-con-full e-flex e-con e-child\" data-id=\"da02976\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ea0d294 e-con-full e-flex e-con e-child\" data-id=\"ea0d294\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a34cca9 elementor-widget elementor-widget-heading\" data-id=\"a34cca9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Key offer\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-839dd16 elementor-widget elementor-widget-text-editor\" data-id=\"839dd16\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"card-title\"><p><span data-sheets-root=\"1\">Discover it\u00ae Student Cash Back is a top pick for new students with no credit because it\u2019s easy to get approved, and it doubles your rewards during the first year \u2014 a huge value while you\u2019re just starting out.<br \/>\u2022 No credit score required to apply, making it one of the most accessible cards for first-timers<br \/>\u2022 Discover matches all your cash back at the end of your first year \u2014 if you earn $100, you get $200 automatically<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-07f0273 e-con-full e-flex e-con e-child\" data-id=\"07f0273\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a1338f elementor-widget elementor-widget-heading\" data-id=\"1a1338f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Welcome offer<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1065e61 elementor-widget elementor-widget-text-editor\" data-id=\"1065e61\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 Cashback Match: All cash back earned in your first year is automatically doubled \u2014 no limit<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a7d0a66 e-con-full e-flex e-con e-child\" data-id=\"a7d0a66\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ea7497 elementor-widget elementor-widget-heading\" data-id=\"9ea7497\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Annual fee\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09908e6 elementor-widget elementor-widget-text-editor\" data-id=\"09908e6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>$0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7991ac0 e-con-full e-flex e-con e-child\" data-id=\"7991ac0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5577e01 elementor-widget elementor-widget-text-editor\" data-id=\"5577e01\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>After analyzing 45+ starter credit cards, Discover it Student Cash Back stands out for its forgiving approval requirements, strong rewards structure, and industry-leading first-year bonus that effectively doubles all rewards earned.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b93543 e-con-full e-flex e-con e-child\" data-id=\"4b93543\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8efcdb8 e-con-full e-flex e-con e-child\" data-id=\"8efcdb8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-84277eb elementor-widget elementor-widget-heading\" data-id=\"84277eb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Card Rewards<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c39c6e elementor-widget elementor-widget-text-editor\" data-id=\"3c39c6e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 Discover matches all your cash back at the end of your first year, unlimited. For example: $1,000 spent on groceries (with activation of the category) will give you 10,000 points instead of 5,000 points.<br \/>\u2022 Earn 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum of $1,500 when you activate. Plus, earn 1% cash back on all other purchases.<br \/>\u2022 Categories: Grocery stores, restaurants, gas stations, and more, up to quarterly maximum upon activation.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6fe2979 e-con-full e-flex e-con e-child\" data-id=\"6fe2979\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ce2edd elementor-widget elementor-widget-heading\" data-id=\"5ce2edd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Premium Benefits\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c496a7 elementor-widget elementor-widget-text-editor\" data-id=\"0c496a7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Benefits:<br \/>\u2022 Earn 5% cash back on rotating categories each quarter (with activation), up to the quarterly cap of $1,500<br \/>\u2022 Discover matches all your cash back at the end of your first year \u2014 unlimited. $1,000 spent on groceries (with activation of the category) will give you 10,000 points instead of 5,000 points<br \/>\u2022 No credit score required to apply<br \/>\u2022 0% intro APR on purchases for 6 months, then a variable APR applies<br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-641c569 read-more elementor-widget elementor-widget-n-accordion\" data-id=\"641c569\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1040\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1040\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Read more <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1040\" class=\"elementor-element elementor-element-c427974 e-con-full e-flex e-con e-child\" data-id=\"c427974\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e55525 elementor-widget elementor-widget-text-editor\" data-id=\"8e55525\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 Free FICO\u00ae credit score access<br \/>\u2022 Discover\u00ae Identity Alerts for monitoring your Experian credit report and the dark web for your SSN<br \/>\u2022 Redeem cashback any time, in any amount<br \/>\u2022 Accepted at 99% of places in the U.S. that take credit cards<br \/>\u2022 U.S.-based customer service, available 24\/7<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6c742e2 e-con-full e-flex e-con e-child\" data-id=\"6c742e2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0eab935 elementor-widget elementor-widget-heading\" data-id=\"0eab935\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Minimum Qualifications\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b44bf2 elementor-widget elementor-widget-text-editor\" data-id=\"5b44bf2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 You don\u2019t need any credit score at all \u2014 it\u2019s made for first-time applicants who are enrolled in college. <br \/>\u2022 As long as you\u2019re a student, you\u2019re eligible. No cosigner, no credit history \u2014 just apply. <br \/>\u2022 Discover doesn\u2019t publish hard limits, but like any lender, applying for too many cards at once could raise red flags.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d779c42 e-flex e-con-boxed e-con e-parent\" data-id=\"d779c42\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9d4de4c elementor-widget elementor-widget-image\" data-id=\"9d4de4c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1723\" height=\"2410\" src=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2.png\" class=\"attachment-full size-full wp-image-1061\" alt=\"Dollar Icon\" srcset=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2.png 1723w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-214x300.png 214w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-732x1024.png 732w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-768x1074.png 768w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-1098x1536.png 1098w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/Asset-2-1464x2048.png 1464w\" sizes=\"(max-width: 1723px) 100vw, 1723px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-364442f e-con-full e-flex e-con e-child\" data-id=\"364442f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-cf9a72c e-con-full e-flex e-con e-child\" data-id=\"cf9a72c\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2fdd7fa e-con-full e-flex e-con e-child\" data-id=\"2fdd7fa\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0ea773d elementor-widget elementor-widget-image\" data-id=\"0ea773d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"323\" height=\"203\" src=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/capital-one-platinum-secured.avif\" class=\"attachment-full size-full wp-image-1331\" alt=\"Capital One Platinum Secured Credit Card\" srcset=\"https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/capital-one-platinum-secured.avif 323w, https:\/\/thecardsguy.com\/top-picks\/wp-content\/uploads\/2025\/01\/capital-one-platinum-secured-300x189.avif 300w\" sizes=\"(max-width: 323px) 100vw, 323px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7ffa3cb e-con-full e-flex e-con e-child\" data-id=\"7ffa3cb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-138c2ac elementor-widget elementor-widget-heading\" data-id=\"138c2ac\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Top Runner-Up:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba9d89a elementor-widget elementor-widget-heading\" data-id=\"ba9d89a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Capital One Platinum <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ea5018 elementor-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"6ea5018\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.cardbenefit.com\/capital-one-platinum-credit-card\/?ref=hcryuwev\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a74394e e-con-full e-flex e-con e-child\" data-id=\"a74394e\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-799def6 e-con-full e-flex e-con e-child\" data-id=\"799def6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b6f53cd elementor-widget elementor-widget-heading\" data-id=\"b6f53cd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Key offer \n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4455ef1 elementor-widget elementor-widget-text-editor\" data-id=\"4455ef1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"card-title\"><div class=\"welcome-offer pb-2\"><div class=\"welcome-offer\"><span data-sheets-root=\"1\">Capital One Platinum is built for students with no credit \u2014 it\u2019s a straightforward card with no fees and automatic credit limit reviews to help you grow your credit early.<br \/>\u2022 Designed for people with limited or no credit history.<br \/>\u2022 Get pre-approved without affecting your credit score<br \/>\u2022 No annual fee and no foreign transaction fees, so it costs nothing to carry or use abroad<\/span><\/div><\/div><\/div><div class=\"card-descripiton\">\u00a0<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-21e985a e-con-full e-flex e-con e-child\" data-id=\"21e985a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d43cc56 elementor-widget elementor-widget-heading\" data-id=\"d43cc56\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Welcome offer\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fcee161 elementor-widget elementor-widget-text-editor\" data-id=\"fcee161\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>N\/A<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b968fd2 e-con-full e-flex e-con e-child\" data-id=\"b968fd2\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f826777 elementor-widget elementor-widget-heading\" data-id=\"f826777\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Annual fee\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ae390d elementor-widget elementor-widget-text-editor\" data-id=\"2ae390d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>$0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-69b4897 e-con-full e-flex e-con e-child\" data-id=\"69b4897\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-076d108 elementor-widget elementor-widget-text-editor\" data-id=\"076d108\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Best For: Students with limited funds who need the lowest possible deposit<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c984474 e-con-full e-flex e-con e-child\" data-id=\"c984474\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5e4dd92 e-con-full e-flex e-con e-child\" data-id=\"5e4dd92\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64c0c9e elementor-widget elementor-widget-heading\" data-id=\"64c0c9e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Card  Rewards\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98cb474 elementor-widget elementor-widget-text-editor\" data-id=\"98cb474\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">No Rewards<br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b112ae9 e-con-full e-flex e-con e-child\" data-id=\"b112ae9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec7afb8 elementor-widget elementor-widget-heading\" data-id=\"ec7afb8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Premium Benefits\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a71d9bf elementor-widget elementor-widget-text-editor\" data-id=\"a71d9bf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 Get pre-approved without affecting your credit score<br \/>\u2022 No annual fee, plus no foreign transaction fees.<br \/>\u2022 No credit history required to apply.<br \/>\u2022 Automatic credit line review after 6 months of on-time payments<br \/>\u2022 Access to Capital One\u2019s CreditWise\u00ae tool for free credit score tracking and alerts<br \/>\u2022 Manage payments, spending, and card security with the Capital One mobile app<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c039e91 e-con-full e-flex e-con e-child\" data-id=\"c039e91\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-159f60e elementor-widget elementor-widget-heading\" data-id=\"159f60e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Minimum Qualifications\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59888b1 elementor-widget elementor-widget-text-editor\" data-id=\"59888b1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u2022 This one\u2019s meant for building credit \u2014 not for rewards.<br \/>\u2022 A fair credit score (around 580\u2013660) is enough to qualify.<br \/>\u2022 No student requirement here, just basic income and personal details.<br \/>\u2022 You can check if you\u2019re pre-approved without hurting your score.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-622aa97 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"622aa97\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/thecardsguy.com\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Explore More Card Options<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-84be863 e-flex e-con-boxed e-con e-parent\" data-id=\"84be863\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-07d4359 e-con-full e-flex e-con e-child\" data-id=\"07d4359\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b5f0a30 elementor-widget elementor-widget-heading\" data-id=\"b5f0a30\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pro Tips <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f3078cd e-con-full e-flex e-con e-child\" data-id=\"f3078cd\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8c75457 e-con-full e-flex e-con e-child\" data-id=\"8c75457\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a68c17b elementor-widget elementor-widget-heading\" data-id=\"a68c17b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Understanding Credit Utilization<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-655c2a5 elementor-widget elementor-widget-text-editor\" data-id=\"655c2a5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Keep usage below 30% of limit<br \/>Example: $1,000 limit = stay under $300<\/li><li>Multiple reporting dates strategy<br \/>Impact on credit score: 30%<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-214cd56 e-con-full e-flex e-con e-child\" data-id=\"214cd56\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5283f08 elementor-widget elementor-widget-heading\" data-id=\"5283f08\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Payment Strategy Optimization<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e5ef1a elementor-widget elementor-widget-text-editor\" data-id=\"9e5ef1a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Set up automatic payments<\/li><li>Choose statement date strategically<\/li><li>15-day grace period usage<\/li><li>Payment timing impact on score<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fdc5cfa e-con-full e-flex e-con e-child\" data-id=\"fdc5cfa\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b90493 elementor-widget elementor-widget-heading\" data-id=\"1b90493\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Credit Building Timeline<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f57e682 elementor-widget elementor-widget-text-editor\" data-id=\"f57e682\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>First 6 months: Establish pattern<\/p><ul><li style=\"list-style-type: none;\"><ul><li>Months 6-12: Qualify for rewards<\/li><li>Year 2: Credit limit increases<\/li><li>Year 3: Premium card eligibility<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Best New Student Credit Cards 2025 Karl says: &#8220;For new students with no credit, the Discover it\u00ae Student Cash Back card is an excellent choice, offering easy approval and doubling your rewards in the first year. There\u2019s no credit score required to apply, and Discover matches your cash back after the first year. The Capital [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1485","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/thecardsguy.com\/top-picks\/wp-json\/wp\/v2\/pages\/1485","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thecardsguy.com\/top-picks\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/thecardsguy.com\/top-picks\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/thecardsguy.com\/top-picks\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/thecardsguy.com\/top-picks\/wp-json\/wp\/v2\/comments?post=1485"}],"version-history":[{"count":85,"href":"https:\/\/thecardsguy.com\/top-picks\/wp-json\/wp\/v2\/pages\/1485\/revisions"}],"predecessor-version":[{"id":4953,"href":"https:\/\/thecardsguy.com\/top-picks\/wp-json\/wp\/v2\/pages\/1485\/revisions\/4953"}],"wp:attachment":[{"href":"https:\/\/thecardsguy.com\/top-picks\/wp-json\/wp\/v2\/media?parent=1485"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}