Terms of Use
Effective Date: March 31, 2025
1. Welcome and Acceptance
Thank you for visiting thecardsguy.com (“we,” “us,” “our,” or the “Site”). By using the Site, you agree to follow these Terms of Use. If you do not agree with any part of these Terms, please do not use the Site.
2. Purpose of the Site
We share information about credit cards, including offers, rewards, and other details. This information is intended only for general reference. We are not a bank, credit card issuer, or financial advisor. Always confirm details directly with the card issuer or a qualified professional before making financial decisions.
3. Affiliate Relationships
We may feature links to credit card issuers or other businesses.
If you click on one of these links and apply, we may earn a commission at no extra cost to you.
We do our best to provide accurate, unbiased information regardless of potential commissions.
4. Third-Party Websites
Our Site may link you to external websites, but we do not control those sites.
We are not responsible for the content, services, or privacy practices of any external site.
Any actions you take on external sites are solely between you and those websites.
5. Accuracy of Information
We try our best to keep information current, but credit card offers can change rapidly. We cannot guarantee that everything on our Site is always up to date or error-free. It’s your responsibility to double-check details with official sources.
6. Disclaimer and Limitation of Liability
The information on the Site is provided “as is” for general information.
We do not offer guarantees or warranties of any kind, including fitness for a particular purpose.
In no event will thecardsguy.com, its owners, or affiliates be liable for any damages or losses arising from your use of, or reliance on, the Site or linked sites.
7. Children Under 18
Because credit card applications generally require applicants to be 18 or older, our Site is intended for adults. If you are under 18, please do not provide personal information or use this Site unsupervised. (Also see the Privacy Policy below.)
8. Changes to These Terms
We may update these Terms at any time. When we do, we will post the new version here with a revised “Effective Date.” By continuing to use the Site, you accept any changes we make.
9. Contact Us
If you have any questions or concerns about these Terms of Use, please email:
info@thecardsguy.com
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Privacy Policy
Effective Date: March 31, 2025
1. Personal Data We Do Not Collect
We do not collect or store personal information on this Site. We do not offer user accounts, subscriptions, or any form of data submission. Therefore, we do not sell, trade, or share personal data, simply because we do not have it.
2. Cookies and Analytics
We may use standard internet technologies such as cookies or analytics services (e.g., Google Analytics) to gather anonymous information about how visitors use our Site.
These tools help us see, for example, how many visitors come to a page or which pages are most popular.
The information collected is not linked to any individual and is used only to improve our Site experience.
3. Affiliate and External Links
Some links on our Site lead to external websites (e.g., credit card issuers).
Once you click these links, you leave our Site. We have no control over the information collected by these external parties. Please review their privacy policies separately if you wish to understand how they handle personal data.
4. Children’s Privacy
Our Site is designed for adults looking for credit card information. We do not knowingly collect information from children under 13, and credit card applicants generally must be 18 or older.
If you are a parent or guardian and believe your child has interacted with our Site in a way that provides us any personal data, please contact us. We will take steps to remove that information promptly, if found.
5. Changes to This Policy
We may update this Privacy Policy at any time. When we do, we will post the updated version on this page with a revised “Effective Date.” By continuing to use the Site, you agree to the terms of the latest version of the Policy.
6. Contact Us
For any privacy-related questions or concerns, please email:
info@thecardsguy.com