Welcome Offer
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Bonus Value
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Credit Score Needed
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Annual Fee
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Card Rewards
• 5% cash back on your highest eligible spending category during each billing cycle, with a maximum of $500 spent. • 1% cash back on all other purchases. The following categories are eligible for cash back: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs, and Live Entertainment.
Card Overview
The Citi Custom Cash℠ Card is an ideal choice for individuals who want a flexible and rewarding cash back experience. With this card, you can earn cash back on everyday purchases based on your spending habits. The card offers bonus cash back in the category where you spend the most each month, giving you the opportunity to maximize your rewards. Additionally, there are no rotating categories or activation requirements, making it easy to earn cash back without any extra effort. Whether you frequently dine out, shop for groceries, or make online purchases, this card allows you to earn cash back on the things you enjoy the most. If you're looking for a straightforward and customizable cash back card, the Citi® Custom Cash℠ Credit Card is a great choice.
Card Fees
Interest Rates (APR)
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Penalty APR
29.99%
Card Benefits
Purchase Protection
• Refund for damaged or stolen purchases within 90 days of purchase. • Max refund per claim: $1,000. • Max refund per account: $50,000.
Extended Warranty Protection
• Extend manufacturer's warranty by 24 months, providing coverage for up to 7 years from the purchase date. Coverage begins after the expiration of any purchased extended warranty. • Coverage is limited to the lesser of repair/replacement cost, purchase price, amount charged to Citi Card (including ThankYou Points), or $10,000 per item.
Cash Back