Karl says: “For students studying abroad, the Bank of America® Travel Rewards for Students card is an excellent choice. You earn unlimited 1.5x points on every purchase with no foreign transaction fees and no annual fee, making it easy to earn rewards on your spending. Plus, it offers a long 0% intro APR period, providing flexibility as you adjust to life overseas and manage your expenses.”
Best Student Abroad Credit Cards 2025
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Key offer
Bank of America® Travel Rewards for Students is a smart pick for students studying abroad because it earns flexible rewards on everything you buy and never charges foreign transaction fees — all with no annual fee.
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• You’ll earn unlimited 1.5x points on every purchase and can redeem for travel, dining, or statement credits — no blackout dates or restrictions
• It also comes with a long 0% intro APR period, which is helpful if you need some flexibility while settling into life overseas
Welcome offer
•Earn 25,000 bonus points after spending $1,000 in the first 90 days — worth $250 toward travel or dining
Annual fee
$0
Zero foreign fees combined with flexible rewards and broad international acceptance make it ideal for global studies
Card Rewards
Earn unlimited 1.5 points for every $1 you spend on all purchases.
Premium Benefits
• Earn unlimited 1.5 points per $1 spent on all purchases
• Redeem points for statement credit toward flights, hotels, vacation packages, cruises, rental cars, baggage fees, and restaurants
• No annual fee, plus no foreign transaction fees.
• 0% intro APR for 15 billing cycles on purchases and balance transfers made within 60 days, then a variable APR applies
• Earn 3x points on travel booked through the Bank of America Travel Center
• Free FICO® Score access (opt-in required)
• Digital wallet support (Apple Pay, Google Pay, Samsung Pay) and tap-to-pay enabled
Minimum Qualifications
• This one’s designed for students. They don’t ask for proof of enrollment.
• It’s okay if you don’t have much credit — they’ll consider your income and student status.
• If you have a Bank of America account, that can improve your chances.
• They’re generally friendly to first-time applicants if your application looks clean.
Pro Tips
Card Setup
- International travel alert
- Mobile app download
- PIN configuration
- Contactless payments
Documentation
- Proof of enrollment
- Host country address
- Program duration
- Emergency contacts
FAQ
Card Usage
Q: ATM withdrawals abroad?
A: Use partner banks, notify card issuer
Emergency Help
Q: Lost card abroad?
A: 24/7 emergency replacement available