Welcome Offer
Information is Not Available
Bonus Value
$1,000 - $1,500
Credit Score Needed
Information is Not Available
Annual Fee
Information is Not Available
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Card Rewards
• 4X Points per dollar in your top two spending categories each billing cycle, which include: - Purchases at US media providers for advertising in select media (online, TV, radio) - U.S. purchases made from electronic goods retailers and software & cloud system providers - U.S. purchases at restaurants, including takeout and delivery - U.S. purchases at gas stations - Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways - Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S. • You'll receive the 4X Points per dollar on the first $150,000 spent across these combined categories annually, 1X point thereafter. • 3X Points on flights & Pre-Paid hotels booked on AmexTravel.com • 1X Points on all other eligible purchases. (Terms and Limitations Apply)
Card Overview
The American Express® Business Gold Card is an excellent choice for business owners who want to maximize their rewards on common business spending categories. It is typically known for its rewards program, offering generous points on eligible purchases such as airfare, advertising, and gas stations. The best reason to get this card is the opportunity to earn substantial rewards on your everyday business expenses, helping you earn points that can be redeemed for travel, gift cards, or other valuable rewards. With its tailored rewards structure and additional business benefits, the American Express Business Gold Card is a valuable tool for optimizing your business expenses and earning rewards along the way.
Card Fees
Interest Rates (APR)
New: intro_apr_rate,intro_apr_duration ; after that, reg_apr,reg_apr_type
Penalty APR
29.99%
Card Benefits
Credits
• Free Walmart+ Membership with $12.95 monthly credit (subject to auto-renewal). Enrollment Required. • Earn up to $20 in statement credits each month for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. Terms Apply. Enrollement Required. • $100 Statement credit on The Hotel Collection bookings booked through american express travel. Hotel collection requires a minimum 2-night stay. Terms Apply.
Purchase Protection
• Covers your new purchases for 90 days against damage or theft up to $1,000 per claim and $50,000 per account
Auto Rental Collision Insurance
• Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $50,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000.
Lost Luggage Reimbursement
• Coverage for lost, stolen or damaged luggage on a comon carrier (e.g. plane, train, ship, or bus). • Up to $500 per person for checked baggage. • Up to $1,250 per person for carry-on baggage. • Maximum coverage of $10,000 per trip for NY residents.
Extended Warranty Protection
• Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card.
Trip Delay Insurance
• Claim up to $300 per ticket in the event of a 12+ hour flight delay, maximum 2 claims per year. • The compensation can be used to cover expenses like meals and lodging during the delay.
Cell Phone Protection
• Up to $800 per claim (with a $50 deductible), you can be reimbursed for cellphone damage or theft. • To activate coverage, simply pay your monthly cellphone bill with your credit card. • Enjoy the benefit of up to 2 claims per 12 month period.
Benefit Guide