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Bilt Mastercard®

Welcome Offer

No welcome Offer

Bonus Value

Credit Score Needed

Information is Not Available

Annual Fee

Information is Not Available

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Disclosure: The Cards Guy partners with credit card issuers to provide information on their products. We may earn commissions from these issuers. The content on this page is independent and has not been provided, reviewed, approved, or endorsed by the companies mentioned. The opinions expressed are solely those of the author.

Card Rewards

Exclusive • Earn up to 8X points on Bilt Dining. Terms Apply Exclusive • Earn up to 5X Lyft rides when linking Bilt account to Lyft. Terms Apply. • Earn 3X points on dining. • Earn 2X points on travel. • Earn 1X points on other purchases (including rent, up to 100,000 bonus points in a calendar year). Earn double points with the Bilt Mastercard on the first of every month, up to 10,000 bonus points. That is: • 6X points on dining • 4X points on travel • 2X points on other purchases (excluding rent) Maximum bonus points capped at 10,000 bonus points monthly, subject to program terms and conditions. Disclaimer: You won't earn any points besides only a flat 250 points on rent if you do not make at least 5 transactions each statement period.

Card Overview

Imagine a credit card that not only simplifies your life but also rewards your everyday spending – that's the Bilt Mastercard® . By paying your rent through the Bilt program while having the Bilt Mastercard® , you'll avoid transaction fees associated with traditional payment methods. Imagine having rent payments without the transaction fee, that's one of the main differentiators from other cards. Making just five transactions each statement period, including your rent payment through the app, can earn you an unlimited number of points (note: points from rent payments are capped at 100,000 points per calendar year). Whether you prefer checks or direct deposits, the choice is yours, adding extra convenience to your payments. If you live within the Bilt Rewards Alliance, a network of buildings that partner with Bilt, you can earn 250 points on rent payments even without the Bilt Mastercard, enhancing benefits for everyone. This card is ideal for making rent payments without transaction fees. By paying your rent through Bilt while having the card, you'll enjoy the advantage of not paying any transaction fees. It is important to know that you won't get approved for this card if you haven't had an open card for at least 12 months. In some cases, Wells Fargo will approve if you've had a credit card open for 6 months. Being an additional cardholder does not help; you need to have your own card.

Card Benefits

Credits

• Earn a $5 Lyft Credit every month, by completing 3 Eligible Rides monthly.

Purchase Security

• Get reimbursed for the cost to repair or replace an item purchased with your Bilt Mastercard in the event of covered damages or theft within 90 days of purchase.

Auto Rental Collision Insurance

• Pay for rental transactions with an eligible card and receive reimbursement of up to $50,000 if covered damage to or theft of your eligible rental vehicle occurs.

Trip Cancellation Protection

• Receive reimbursement for the nonrefundable cost of your common carrier fare if your trip is canceled or interrupted for a covered reason.

Trip Delay Reimbursement

• Get reimbursed for eligible expenses incurred if a trip is delayed over six hours -- benefit amount up to $200 per day, per traveler; maximum of $1,800 for all covered travelers.

Cell Phone Protection

• Get up to $800 of cell phone protection against damage, theft, or unintended separation. Subject to a $25 deductible.

Benefit Guide

For benefit guide to the Bilt Mastercard® , click here

Full Advertiser Disclosure

The Cards Guy partners with a variety of credit card issuers, and we may receive compensation when you are approved for a card through our links. This compensation may influence the placement of card offers on our site, but it does not affect the articles and information we provide, which remain independent. Please note that not all credit card offers available on the market are featured on our site. We maintain advertising relationships with major credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. While we strive to include a comprehensive selection, our listings may not represent every offer available from these or other issuers. The opinions expressed in our content are those of the author and are not provided, commissioned, or endorsed by any credit card issuer. Responses to content may also not be reviewed, approved, or otherwise endorsed by the issuer. We aim to provide accurate and up-to-date information, but we recommend you verify all details directly with the credit card issuer and consult with a financial professional before making any decisions. Thank you for choosing The Cards Guy for your credit card research and decisions.