Welcome Offer
Information is Not Available
Bonus Value
$680
Credit Score Needed
Information is Not Available
Annual Fee
Information is Not Available

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Card Rewards
• Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio. • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations. • Earn 4X Hilton Honors Bonus Points on U.S. online retail purchases including those at large marketplaces, boutique retailers, department stores, home supply and apparel stores, and more. • 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Terms and limitations apply.
Card Overview
The Hilton Honors American Express Surpass® Card is a significant new offer from American Express. It's excellent for frequent Hilton users, offering the best worldwide array of hotels. You'll receive a substantial welcome offer, along with top-tier perks, including upgrades at Hilton hotels, purchase protection, car rental insurance, extended warranty, and baggage insurance. Enjoy $200 credits for Hilton hotel stays and National Car Rental® Emerald Club Executive® status.
Card Fees
Interest Rates (APR)
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Penalty APR
29.99%
Card Benefits
Credits
• Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That's up to $200 in statement credits annually. • Earn one Free Night Reward from Hilton Honors after spending $15,000 on purchases on your Card in a calendar year.‡
Purchase Protection
• Covers your new purchases for 90 days against damage or theft up to $1,000 per claim and $50,000 per account
Auto Rental Collision Insurance
• Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $50,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000.
Lost Luggage Reimbursement
• Coverage for lost, stolen or damaged luggage on a comon carrier (e.g. plane, train, ship, or bus). • Up to $500 per person for checked baggage. • Up to $1,250 per person for carry-on baggage. • Maximum coverage of $10,000 per trip for NY residents.
Extended Warranty Protection
• Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card.
Upgraded Status
• Receive Complimentary Gold Status, providing excellent benefits including a 5th night free on standard room stays of 5+ nights booked entirely with points and an 80% bonus on all base points, accelerating your journey to free nights. • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors(TM) Diamond status through the end of the next calendar year. • Get free National Car Rental® Emerald Club Executive® status with benefits like Executive Area Access in the USA and Canada. Card Members need to enroll through their American Express online account. Terms apply.
Annual benefits
• Earn one Free Night Reward from Hilton Honors after spending $15,000 on purchases on your Card in a calendar year.