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Welcome Offer

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Bonus Value

$700 - $980

Credit Score Needed

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Annual Fee

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IHG One Rewards Premier Credit Card

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Card Rewards

• 26X points on IHG stays. • 5X points on travel, gas stations, and dining. • 3X points on all other purchases.

Information Icon Card Overview

The IHG One Rewards Premier Credit Card is a fantastic choice for avid travelers who frequently stay at IHG hotels. With this card, you can earn valuable IHG Rewards points on your everyday purchases, which can be redeemed for hotel stays, upgrades, and other travel benefits. The card also offers exclusive perks such as anniversary night certificates and automatic elite status, providing enhanced experiences and value for IHG loyalists. If you're a frequent traveler who prefers staying at IHG properties, the Chase IHG Rewards Club Premier credit card is an excellent option to maximize your rewards and enjoy the benefits of the IHG loyalty program.

Card Fees

Interest Rates (APR)

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Late Fees

Up to $40.

Penalty APR

29.99%

Card Benefits

Credits

• Earn a $100 statement credit and 10,000 bonus points after spending $20,000 on the card in a calendar year. • Receive up to $50 United® TravelBank Cash each calendar year after registering your IHG® Rewards Premier Credit Card with your MileagePlus® account.

Purchase Protection

• Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account

Auto Rental Collision Insurance

• Worldwide secondary coverage for rentals. • Coverage applies to rentals up to 31 days.

Trip Cancellation Insurance

• Get reimbursed up to $5,000 per person and $10,000 per trip for cancelled or shortened trips due to covered situations like sickness, severe weather, and more. Covers pre-paid, non-refundable expenses such as fares, tours, and hotels.

Lost Luggage Reimbursement

• Receive up to $3,000 per person for lost or damaged carry on and check in luggage, for you or immediate family member.

Extended Warranty Protection

• Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less • Maximum claim amount: $10,000 • Maximum coverage per account: $50,000

Upgraded Status

• Automatic Platinum Elite Status as long as you remain an IHG® Rewards Premier Cardmember.

Baggage Delay Insurance

• Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days

Annual benefits

• Enjoy a reward night after each account anniversary year at IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for a consecutive four-night IHG (R) hotel stay.

Global Entry TSA Precheck

• Receive up to $100 credit for Global Entry, TSA PreCheck, or NEXUS.

Benefit Guide

For benefit guide to the IHG One Rewards Premier Credit Card , click here