TD Cash Secured Credit Card - The Cards Guy

Advertiser disclosure

TD Cash Secured Credit Card

Welcome Offer

No welcome Offer

Bonus Value

$0

Credit Score Needed

Excellent, Good, Fair

Annual Fee

$29 See Rates and Fees; terms apply

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TD Cash Secured Credit Card

Disclosure: The Cards Guy partners with credit card issuers to provide information on their products. We may earn commissions from these issuers. The content on this page is independent and has not been provided, reviewed, approved, or endorsed by the companies mentioned. The opinions expressed are solely those of the author.

Card Rewards

• Earn 1% Cash Back on all eligible purchases.

Card Overview

The TD Cash Secured Credit Card is an ideal card for building credit, especially suited for those at the beginning of their credit journey and TD Bank account holders. Apply online for conditional approval and then secure your credit line by opening a TD Simple Savings account and depositing an amount that will also serve as your credit limit, ranging from $300 to $5,000, subject to approval. By using and maintaining the card responsibly, you have the opportunity to graduate to an unsecured TD Bank Credit Card, depending on your overall credit management.

Card Fees

Annual Fee

$29 See Rates and Fees; terms apply

Interest Rates (APR)

28.24% Variable

Late Fees

Up to $40

Cash Advance APR

30.49% Varriable

Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.

Foreign Transaction Fee

3% of each transaction in U.S. dollars

Balance Transfer Fee

Either $5 or 3% of the amount of each transfer, whichever is greater.

Penalty APR

N/A

Cash Advance Fee

Either $10 or 5% of the amount of each cash advance, whichever is greater.

Card Benefits

Cash Back

Yes

Full Advertiser Disclosure

The Cards Guy partners with a variety of credit card issuers, and we may receive compensation when you are approved for a card through our links. This compensation may influence the placement of card offers on our site, but it does not affect the articles and information we provide, which remain independent. Please note that not all credit card offers available on the market are featured on our site. We maintain advertising relationships with major credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. While we strive to include a comprehensive selection, our listings may not represent every offer available from these or other issuers. The opinions expressed in our content are those of the author and are not provided, commissioned, or endorsed by any credit card issuer. Responses to content may also not be reviewed, approved, or otherwise endorsed by the issuer. We aim to provide accurate and up-to-date information, but we recommend you verify all details directly with the credit card issuer and consult with a financial professional before making any decisions. Thank you for choosing The Cards Guy for your credit card research and decisions.

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