Welcome Offer
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Bonus Value
$0
Credit Score Needed
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Annual Fee
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Card Rewards
No Rewards
Card Overview
The The Plum Card® from American Express is an ideal choice for businesses looking for flexibility in managing cash flow. This card stands out for its unique payment terms, allowing you to choose between earning a discount for paying early or deferring payment for up to 60 days without accruing interest charges. The best reason to get this card is the ability to take advantage of early payment discounts, which can lead to significant savings for your business. With its emphasis on providing payment flexibility and cost-saving opportunities, the American Express Plum Card is a valuable tool for businesses seeking greater control over their cash flow.
Card Fees
Interest Rates (APR)
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Penalty APR
N/A
Card Benefits
Return Protection
• Refund up to $300 per item (excluding shipping) if return is declined by the merchant. • Maximum refund: $1,000 per Card Member account per year. • Extended return period: Up to 90 days from purchase date, even after store return policy expires. • Eligible item protection: Shop confidently with Return Protection coverage.
Purchase Protection
• Covers your new purchases for 90 days against damage or theft up to $1,000 per claim and $50,000 per account
Auto Rental Collision Insurance
• Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $50,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000.
Extended Warranty Protection
• Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card.
Cash Back
Benefit Guide