By Karl from The Cards Guy
Traveling abroad can be an exciting adventure, but foreign transaction fees can quickly add up and eat into your budget. Fortunately, there are plenty of travel credit cards that offer the valuable perk of no foreign transaction fees. In this blog, we’ll explore the best cards for 2025 that allow you to spend internationally without worrying about additional charges.
Why Choose a Card with No Foreign Transaction Fees?
Foreign transaction fees are typically 1% to 3% of each purchase made abroad. This seemingly small amount can accumulate quickly, especially on big-ticket items like hotel stays, car rentals, or flights. By using a travel card that doesn’t charge these fees, you can save yourself up to 3% on every international purchase.
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Top Travel Cards with No Foreign Transaction Fees in 2025
Here are some of the top-rated cards offering no foreign transaction fees in 2025, categorized by their strengths:
Best for Travel Rewards:
- Chase Sapphire Preferred® Card
Annual Fee: $95
Earn 2x points on travel and dining and 1x on all other purchases. This card also comes with a 75,000-point bonus after meeting the spending requirement. Plus, enjoy no foreign transaction fees and access to valuable travel perks. - Capital One Venture Rewards Credit Card
Annual Fee: $95
Earn 2x miles on every purchase and 75,000 miles as a sign-up bonus. It’s perfect for earning rewards on all your purchases while enjoying no foreign transaction fees. - American Express® Gold Card
Annual Fee: $250
Ideal for foodies, this card offers 4x points on dining and 3x points on flights booked directly or through Amex Travel. No foreign transaction fees make it an excellent choice for those who travel internationally and dine abroad.
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Best for Budget Travelers:
- Capital One QuicksilverOne Cash Rewards Credit Card
Annual Fee: $39
This card offers 1.5% cash back on every purchase and no foreign transaction fees. Ideal for travelers who want simple, flat-rate rewards without an annual fee that’s too steep. - Bank of America® Travel Rewards Credit Card for Students
Annual Fee: $0
Great for students traveling abroad, this card offers 1.5x points on every purchase, no annual fee, and no foreign transaction fees. - Wells Fargo Autograph℠ Card
Annual Fee: $0
This card earns 3x points on travel, dining, and more with no annual fee and no foreign transaction fees.
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Best for Premium Perks:
- Chase Sapphire Reserve®
Annual Fee: $795
For the frequent flyer, this card offers 3x points on travel and dining, access to airport lounges, and $300 annual travel credit. It’s packed with luxury travel perks, and of course, it has no foreign transaction fees. - The Platinum Card® from American Express
Annual Fee: $695
Known for its luxury travel benefits, including 5x points on flights, lounge access, and Global Entry/TSA PreCheck® credits, this card is perfect for those who want the best of both worlds—rewarding travel and premium perks.
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How to Maximize Your Travel Rewards and Save on Foreign Fees
When choosing a travel card, consider:
- Points and Miles: Maximize rewards by using cards that offer bonus categories like dining, travel, or groceries.
- Annual Fee: While premium cards offer luxurious perks, be sure the rewards outweigh the high fees.
- Travel Benefits: Some cards offer travel protections, trip cancellation insurance, and airport lounge access. Take advantage of these when booking flights and hotels.
CTA: Make the most of your rewards! Compare travel credit cards with no foreign transaction fees and find the best fit for your travel habits.
FAQs About Travel Cards with No Foreign Transaction Fees
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What are foreign transaction fees?
Foreign transaction fees are charges applied when you use your credit card abroad, usually around 3% of the purchase amount. -
Which card is best for international travel with no foreign transaction fees?
Some of the best cards include the Chase Sapphire Preferred® Card, Capital One Venture Rewards Credit Card, and American Express® Gold Card. -
Are there travel cards with no foreign transaction fees and no annual fee?
Yes! Cards like the Capital One QuicksilverOne Cash Rewards Credit Card and the Bank of America® Travel Rewards Credit Card for Students offer no foreign transaction fees and no annual fees. -
Can I use a card with no foreign transaction fees at any international merchant?
Yes, but make sure your card is widely accepted. Cards from Visa and Mastercard have broad international acceptance. -
Are there any other travel benefits with these cards?
Many of these cards offer sign-up bonuses, travel credits, airport lounge access, and trip insurance. Be sure to check the specifics of each card to maximize the benefits.
CTA: Still unsure which card is right for you? Compare the best travel cards with no foreign transaction fees and start saving on your next international trip!
