Revenued® Business Card & Flex Line
Simple, fast working capital tied to your revenue—not your personal credit. Use the Visa® business card or draw cash as needed, then repay via daily or weekly auto‑debits.
Card Details
- Line size: Up to $1,000,000; spending limit grows with your revenue.
- What it is: Business card + Flex Line (not a loan or traditional credit card).
- Fees: No annual, origination, maintenance, or draw fees.
- Costs: Factor rate pricing (typically 1.1–1.5) with 6–12 month terms; auto‑repay daily or weekly.
- Funding speed: Decisions as fast as 1 hour; access funds within ~24 hours; virtual card at approval.
- Foreign transactions: No separate foreign transaction fee listed in the Card Fee Schedule; Visa® rates apply.
- ATM/cash access: ATM/network surcharges may apply if you withdraw cash; otherwise no monthly fee.
- Qualifications: U.S. business, 1+ years in business, $20k+ monthly deposits, business bank account (3+ months), not a sole proprietorship.
- Credit check: Approvals based on business revenue; no hard pull on your personal credit.
- Credit reporting: Revenued reports to Dun & Bradstreet to help build business credit.
- Issuer & network: Card issued by Sutton Bank; use anywhere Visa® debit is accepted.
- Account support: Online dashboard + a dedicated U.S.-based account manager.
About The Card
This is flexible working capital on demand. Your card draws against a Flex Line sized by revenue, not FICO—so you can swipe for purchases or move funds to your bank when swiping isn’t an option. Repay automatically from sales with daily or weekly debits; you only pay for what you use.
It’s built for speed and simplicity: fast decisions, virtual card at approval, and no annual or draw fees. Because Revenued reports to Dun & Bradstreet, responsible use can help strengthen your business credit profile over time.
Pros
- No annual, origination, maintenance, or draw fees.
- Fast funding; virtual card at approval.
- Limit can grow as your revenue grows.
- No hard pull on your personal credit.
- Reports to D&B to help build business credit.
- Use anywhere Visa® debit is accepted.
Cons
- Factor rate pricing can be costlier than a low‑APR loan.
- Daily/weekly repayments impact cash flow.
- Not available to sole proprietors; U.S. businesses only.
- No traditional rewards or intro offers.
- Foreign usage: no issuer FX fee listed, but Visa® conversion and ATM/network surcharges may apply.
Is this card for me?
Pick Revenued if your business has 12+ months of revenue and $20k+ in monthly deposits and you want fast, flexible funding without a personal hard pull. It’s a fee‑light way to cover purchases and repay from sales. If you need sole‑prop eligibility, a classic low‑APR loan, or rich rewards, it’s not the right fit.
