When you’re living life on the road, your credit card isn’t just a payment method—it’s your travel partner. For digital nomads seeking a low-annual-fee travel card with premium perks, the Chase Sapphire Preferred® Card consistently stands out. It’s not only beginner-friendly, but also packed with benefits tailored to location-independent professionals.
Travel Perks That Fit the Digital Nomad Lifestyle
Unlike standard travel credit cards, the Sapphire Preferred offers robust travel protections that provide peace of mind—especially when your home changes with every new country.
Trip Cancellation/Interruption Insurance
Reimburses non-refundable expenses when unexpected events force you to cancel or cut your trip short.
Trip Delay Reimbursement
Covers meals and lodging if your flight is delayed more than 12 hours.
Primary Auto Rental Coverage
A major perk if you frequently rent cars abroad—it saves you from buying the rental company’s insurance.
Baggage Delay Coverage
Reimburses you for essentials if your checked luggage is delayed for over 6 hours.
Rewards That Go Further with Travel Partners
Chase Ultimate Rewards® points are some of the most valuable in the game—and here’s why they work perfectly for digital nomads:
2x Points on Travel and Dining
From Airbnb to street food stalls, earn rewards on your everyday lifestyle.
25% More Value with Chase Travel℠
Your points are worth 25% more when you book flights, hotels, and experiences through the Chase Travel portal.
1:1 Transfers to Leading Travel Partners
Transfer points to United, Southwest, Hyatt, Marriott, and more for international travel hacking and premium redemptions.
No Foreign Transaction Fees, Ever
One of the biggest drawbacks of many cards is hidden fees while abroad. The Sapphire Preferred has $0 foreign transaction fees, which means no extra charges when paying for coworking spaces in Bali or train rides in Europe.
Big Welcome Bonus and Low Annual Fee
Current offer: Earn 60,000 bonus points after spending $4,000 in the first 3 months. That’s worth up to $750 in travel when redeemed through Chase Travel℠. All this with an annual fee of just $95—a steal compared to premium travel cards.
Additional Lifestyle Benefits for Remote Workers
This card also offers remote-friendly perks like a $50 annual hotel credit (when booking through Chase Travel℠), complimentary DashPass & Instacart+ subscriptions, and strong customer support—key for resolving issues while abroad.
Why the Chase Sapphire Preferred Beats Other Travel Cards for Nomads
While other cards offer luxury perks (e.g., Amex Platinum or Chase Sapphire Reserve), those often come with hefty annual fees ($395–$695). The Preferred card hits a sweet spot: generous travel benefits and rewards without the premium price tag.
Need Help Choosing the Right Card?
At The Cards Guy, we help digital nomads and remote workers find the perfect card setup for their lifestyle. Whether you’re just starting out or you’re a seasoned traveler, our team can guide you toward the right tools to earn more, travel smarter, and save big.
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Frequently Asked Questions
Is the Chase Sapphire Preferred good for international travel?
Yes! With no foreign transaction fees, worldwide travel protections, and flexible point transfers, it’s ideal for frequent international travelers.
What’s the difference between the Sapphire Preferred and Reserve?
The Reserve offers higher rewards and more perks, but comes with a $550 annual fee. The Preferred is better for budget-conscious travelers who still want premium value.
Can I get approved as a digital nomad?
If you have a U.S. address, SSN, and solid credit history, yes! Many nomads apply with a friend or family member’s U.S. address while traveling.
How much is 60,000 Chase points worth?
When redeemed through Chase Travel℠, 60,000 points = $750 in travel. Transfer to partners and you may get even more value!
Final Thoughts: Travel Smarter with the Chase Sapphire Preferred
For digital nomads who need flexibility, rewards, and protection without a massive annual fee, the Chase Sapphire Preferred is a clear winner. Whether you’re booking flights, renting cars, or living abroad, it delivers big value with minimal hassle.
Ready to apply or explore more options tailored for digital nomads?
Visit The Cards Guy and get personal guidance to find the card that fits your journey.
