As of November 24, 2025, several banks and loyalty programs are running limited-time transfer bonuses. If you hold flexible points, this is the window to check whether a bonus lines up with a trip you already want to book. Below is a concise, overview of the major bonuses that are live right now.
1. American Express Membership Rewards Transfer Bonuses
American Express Membership Rewards is currently running three separate transfer bonuses. All of them are confirmed and date-bound.
- To Avianca LifeMiles
– Bonus: +15%
– Transfer ratio: 1,000 Amex points → 1,150 LifeMiles
– End date: November 30, 2025 - To Marriott Bonvoy
– Bonus: +30%
– Transfer ratio: 1,000 Amex points → 1,300 Marriott points
– End date: November 30, 2025 - To Virgin Atlantic Flying Club
– Bonus: +40%
– Transfer ratio: 1,000 Amex points → 1,400 Virgin points
– End date: December 31, 2025
LifeMiles and Virgin Atlantic are generally the stronger plays for premium cabin flights. Marriott is best used for topping off an account when you already have a specific hotel stay in mind.
2. Chase Ultimate Rewards Transfer Bonuses
Chase Ultimate Rewards has two big bonuses live right now, both focused on travel partners.
- To Virgin Atlantic Flying Club
– Bonus: +30%
– Transfer ratio: 1,000 Chase points → 1,300 Virgin points
– Bonus window: November 21 – December 5, 2025
(A higher 40% bonus ran earlier this month and has already ended.)
- To Marriott Bonvoy
– Bonus: +70%
– Transfer ratio: 1,000 Chase points → 1,700 Marriott points
– End date: November 30, 2025
Virgin Atlantic is usually the better long-term value, especially for partner redemptions. The Marriott bonus can make sense as a small top‑up for a specific hotel booking.
3. Citi ThankYou, Capital One Miles and Bilt Rewards
- Citi ThankYou Points
– No active transfer bonuses as of November 24, 2025. - Capital One Miles
– The 20% bonus to British Airways Avios ended in late November.
– There are no active miles transfer bonuses right now. - Bilt Rewards
– The November 1 Rent Day promo (up to 100% bonus to Etihad Guest) was a one‑day offer and is over.
– There is no ongoing transfer bonus today; the next opportunity will be on a future Rent Day.
If you primarily earn Citi, Capital One or Bilt points, you can still make excellent redemptions at standard 1:1 rates, but there is no live transfer boost to stack at the moment.
4. Rove Miles Transfer Bonus
Rove Miles is a newer, card‑agnostic rewards program that has become relevant thanks to a long, generous transfer bonus.
- To Finnair Plus (Avios)
– Bonus: +20%
– Transfer ratio: 1,000 Rove Miles → 1,200 Finnair Avios
– End date: December 31, 2025
Because Finnair uses Avios, these points can be combined with other Avios balances (like British Airways or Qatar) for Oneworld redemptions. That makes this promotion interesting for more advanced points users.
5. Other Airline and Hotel Program Bonuses
In addition to the big credit card currencies, a few airline and hotel programs are running their own transfer bonuses.
- Accor Live Limitless → Vietnam Airlines Lotusmiles
– Bonus: +50%
– Standard ratio: 3 Accor points → 2 Lotusmiles
– Promo ratio: 3 Accor points → 3 Lotusmiles (effectively 1:1)
– Dates: November 7 – November 30, 2025 - Vietnam Airlines Lotusmiles → Accor Live Limitless
– Bonus: +50%
– Standard ratio: 5 Lotusmiles → 1 Accor point
– Promo ratio: 5 Lotusmiles → 1.5 Accor points
– Dates: November 7 – November 30, 2025 - Wyndham Rewards → Singapore Airlines KrisFlyer
– Bonus: +20%
– Transfer ratio: 6,000 Wyndham points → 1,440 KrisFlyer miles (normally 1,200)
– End date: December 27, 2025
These are more niche, but they matter if you happen to be sitting on large Wyndham or Accor balances and want to unlock specific airline or hotel redemptions.
6. How To Use These Bonuses Smartly
Transfer bonuses are powerful, but they are also one‑way. Once you move points into an airline or hotel program, you cannot move them back into your bank currency.
A simple rule of thumb:
• Only transfer when you have a real redemption in mind.
• Confirm award space and total taxes/fees before you move points.
• Use big bonuses like Amex or Chase to Virgin Atlantic, or Rove to Finnair, to reduce the number of points needed for premium cabin flights.
If you follow that approach, the current bonuses can save you a meaningful amount of points on trips you were planning to book anyway.
