Personalized Card Recommendations
Holiday travel should be about joy, family, and festive celebrations—but the reality often includes canceled flights, long security lines, and the dreaded lost luggage. The good news? The right credit card can turn chaos into calm by offering travel insurance, perks, and protections that help you save both money and sanity. At The Cards Guy, […]
Holiday Travel Chaos, How Credit Cards Can Save Your Trip Read More »
The final quarter of the year is crunch time for shoppers and retailers alike. Between Black Friday, Cyber Monday, holiday sales, and the post-Christmas clearance rush, consumers are bombarded with opportunities to save big. But deals aren’t just about flashy discounts — the smartest shoppers also take advantage of extended return policies, dynamic pricing, and
Price Drops & Extended Returns, Your Q4 Savings Playbook Read More »
By Karl • The Cards Guy The holidays bring record sales—but also record disputes. Lost packages, buyer’s remorse, and even fraud spike during Q4, and that means chargebacks. The merchants who come out on top don’t just fight harder—they fight smarter. Here’s your full guide to winning chargeback disputes and protecting revenue this holiday season.
Chargebacks & Claims 101 How to Win Disputes During the Holiday Rush Read More »
Last updated: October 5, 2025 No annual fee with a heavyweight list of partners. Most transfers are instant; Southwest can take longer. Watch Rent Day for promos. Airline partners (1:1 unless noted) Program Type/Alliance Ratio Speed Best Use Idea Atmos Rewards (Alaska + Hawaiian) U.S. bundle 1:1 Instant Access Alaska/Hawaiian ties Avianca LifeMiles Star 1:1
Bilt Rewards® Transfer Partners — U.S. Card (No Annual Fee) Read More »
Last updated: October 5, 2025 Lots of 1:1 partners, a few odd ratios (JAL/EVA at 2:1.5, JetBlue at 5:3). Transfers typically land instantly or within 24–48 hours. Airline partners & ratios Program Alliance Ratio Speed Best Use Idea Aeromexico Rewards SkyTeam 1:1 Instant RTW niche Air Canada Aeroplan Star 1:1 Instant Stopovers + partners Avianca
Capital One Miles® Transfer Partners — U.S. Personal & Business Read More »
By Karl • The Cards Guy Between Black Friday lightning deals and last-minute gift runs, things go wrong: packages vanish, toys arrive broken, return windows slam shut. The good news? The right credit card can cover you with purchase protection, extended warranty, return protection, cell phone coverage, and strong dispute rights—often at no extra cost.
Holiday Shopping Protections Which Credit Cards Keep You Covered in 2025? Read More »
US Mobile is the MVNO I point to when someone wants choice and value. You can pick the best underlying network for your area (Warp = Verizon, Light Speed = T‑Mobile, Dark Star = AT&T), switch if coverage changes, and get real travel features on higher tiers. The new Business plans are the big story
US Mobile in 2025 — straight‑talk guide (personal, pooled, and the new Business plans) Read More »
Planning Thanksgiving flights or a December hotel run? The right travel card can cover checked bags, unlock lounge access, insure your trip, and stack points for a free getaway in 2026. Below are the best cards for holiday flights and hotel stays in 2025, with quick “why it wins” takeaways, pairing tips, and fast answers
Holiday Travel Credit Cards 2025 Best Picks for Flights & Hotels Read More »
If you’ve been stockpiling points, October is one of those months where they stretch further—but only if you already see seats you can book. Below are the live bonuses, the fastest ways to use them, one setup that makes Avios far more flexible, and two tools that make finding award space way easier. What’s live
October transfer bonuses you can actually use (without getting stuck) Read More »
Here’s where we turn strategy into a setup. I’m not just listing brands; I’m telling you what to pair and why. Best combos (2025) Combo Plan Card Why this works One plan to do it all (calls + travel) US Mobile Unlimited Premium AmEx Business Platinum Plan covers daily life + real roaming; card gives
Pair the plan and the card: real combos that save money and cover your phone Read More »
“8 Summer Lifestyle Essentials for Florida Families”
Featured as a trusted voice on smart money habits and everyday credit card perks.
“8 Summer Lifestyle Essentials for Florida Families”
Recognized for helping families maximize credit card rewards while budgeting for seasonal needs.
“How to Choose Your Perfect Travel Credit Card and Maximize Rewards”
Quoted for expert insights on choosing travel credit cards and making the most of points and perks.
“How Buying Groups & Credit Cards Are Earning Everyday Americans $80K a Month”
Highlighted for breaking down little-known strategies behind credit card buying groups and cash back tactics.
At The Cards Guy, we believe that credit cards can make a significant impact on your financial life, allowing you to earn cash back or fund travel experiences that might otherwise seem out of reach. That’s why we offer a range of editorial content and credit card comparisons, designed to help you select the right card to achieve your financial goals.
When you apply for a credit card through our website and are approved, we may earn a commission from our partners. This can influence the placement and presentation of these products on our site. While we don’t cover every available credit card, our editorial team independently creates and manages all analyses. Our content is not reviewed or influenced by any credit card issuer, bank, or partner before or after publication. For further details, please review our advertising policy and product review methodology.
Looking for the perfect credit card to match your lifestyle and financial goals? Look no further than
The Cards Guy! Our website offers a vast selection of credit cards from major issuers, providing
you with the convenience of finding the right card for your needs, all in one place.