The Cards Guy

It’s the end of the month. If you don’t use some credits today, they’re gone. Here’s a quick-hit checklist for tonight, plus what to calendar for Q4 (by 12/31). I’m sticking to what’s live on issuer/partner pages—not rumors. A fuller roundup is on Dan’s Deals; this cuts the noise and tells you what to do […]

If you’ve been meaning to try CLEAR Plus, now’s the perfect time. For a limited period, United MileagePlus members can earn 5,000 bonus miles when enrolling in a new CLEAR+ membership — and if you hold certain American Express cards, you can even get your CLEAR fee fully reimbursed. What’s the Offer? From October 29

Run AP in BILL? You can now handle 1099-NEC/MISC end-to-end inside the same dashboard.Collect W-9s, mark 1099-eligible vendors, bulk-categorize payments, generate forms, deliver copies, and e-file with the IRS—fast and simple. New Feature: File 1099s directly in BILL—collect W-9s, generate and deliver 1099-NEC/MISC, then e-file with the IRS.Pricing starts at $2.99/form. What This Is (In

November 07 2025 Update: Seems like but unconfirmed that chase will announce those rules after the limited offer ends which is on November 13 2025. My prediction is that if it ends up happening it’ll be effective either right after the offer ends or on December 01 2025 There’s a romur from inside sources that

Updated: October 27, 2025 What’s new right now (Oct 27, 2025) Usage keeps rising. The latest federal survey shows about 15% of U.S. adults used BNPL in the last year—and roughly 1 in 4 BNPL users paid late at least once. Late fees are not rare. Heavier reliance under the hood. A recent file-level study

Updated: October 27, 2025 What Happened After more than two years away, American Airlines has put New York (JFK) ⇄ Tel Aviv (TLV) back on the map. Service restarts March 28, 2026, with seats and awards loaded through late summer 2026. Expect daily service once fully ramped. Why You Care As of today, AA is

Updated October 29, 2025. Capital One officially clarified how welcome bonuses work across the Venture, Venture X, and VentureOne cards. The short version: you can move up the family and still get a bonus, but moving down is restricted for 48 months. TL;DR Venture X: You’re not eligible for a Venture X bonus if you

TL;DR: United is reportedly preparing a MileagePlus® Debit Rewards card issued by Sunrise Banks with a $4 monthly fee (waived at about $2,000 average balance), base earnings of 1 mile per $2 (and 1 mile per $1 on United purchases), a 2,500-mile annual spend bonus at $10,000, and an unusual “up to 70,000 miles per

Updated: November 03, 2025 Chase Media team said that the 2 Ink Business Offers are ending Soon TL;DR For a limited time, the Ink Business Unlimited® Credit Card is offering 90,000 Chase Ultimate Rewards® points after you spend $6,000 in 3 months. The card has a $0 annual fee and a 0% intro APR on

Updated: October 27, 2025 Some Citi Strata Elite cardholders report recent account closures following the earlier review phase. Most accounts remain open, but a smaller group received closure notices and saw rewards balances adjusted. The sequence—reviews, unlocks, then select closures—has people asking questions. We’re still waiting to understand why policies feel stricter right now. If