November 2025 has turned into one of the strongest months of the year for new credit card welcome offers. Issuers are pushing hard before the holidays, rolling out elevated bonuses and refreshed products that can deliver serious value if you time your applications right. Below is a clear overview of the standout offers available right now, with the key details you actually need: annual fee and welcome bonus.
Chase Prime Visa®
Annual Fee: $0 (Amazon Prime membership required)
Welcome Offer: $250 Amazon gift card upon approval
The Chase Prime Visa is designed for heavy Amazon and Whole Foods shoppers. The headline here is simple: once you are approved, a $250 Amazon gift card is issued to your account right away. There is no minimum spending requirement tied to the offer, which makes this one of the easiest bonuses to capture in November. For anyone already paying for Prime, this card is an easy way to unlock immediate value before year‑end.
Capital One Venture X Rewards Credit Card
Annual Fee: $395
Welcome Offer: 100,000 miles after $10,000 in purchases within 6 months
The Capital One Venture X continues to be a strong option for frequent travelers who want premium benefits without an extremely high annual fee. The elevated 100,000‑mile offer running this month is one of the richest public bonuses the card has had. Cardholders receive airport lounge access, an annual travel credit, and the ability to transfer miles to multiple airline and hotel partners. For travelers planning big trips in 2026, this offer is a serious contender.
Citi Strata Elite℠
Annual Fee: $595
Welcome Offer: 100,000 ThankYou® Points after $6,000 in purchases within 3 months
Citi’s new Strata Elite card puts the bank back into the premium travel conversation. The launch offer of 100,000 ThankYou Points is a major draw on its own, especially for cardholders who want flexible rewards. Strata Elite integrates into the broader ThankYou ecosystem, including the ability to transfer points to multiple airline partners. For people who already use Citi’s rewards platform, this card can quickly build a powerful balance of points from a single approval.
Chase Ink Business Preferred® Credit Card
Annual Fee: $95
Welcome Offer: 100,000 Chase Ultimate Rewards® points after $8,000 in purchases within 3 months
For business owners, freelancers, and side‑hustlers, the Chase Ink Business Preferred remains one of the most compelling ways to earn a large amount of Chase Ultimate Rewards quickly. The 100,000‑point bonus can be worth significant value when paired with a premium Chase card, especially for travel redemptions through airline and hotel transfer partners. If you have legitimate business expenses to run through a card, this offer is hard to ignore in November.
Capital One Quicksilver, Savor, and VentureOne
Annual Fee: $0 on these products
Welcome Offers: Up to $300 cash bonus, plus an additional $100 travel credit on select cards
Capital One also enhanced several of its no‑annual‑fee products this month. Depending on the specific card, new cardholders can earn up to a $300 cash bonus along with an extra $100 travel credit. These offers are aimed at consumers who prefer straightforward rewards rather than complex travel programs. For everyday spending, especially on dining, entertainment, or general purchases, these cards provide a simple way to pick up a meaningful bonus without committing to an annual fee.
Notable Targeted Offers Mentioned in November
In addition to the widely available offers above, a few eye‑catching targeted deals have been reported:
- Chase Sapphire Reserve® – Some customers with strong banking relationships have seen welcome offers as high as 175,000 points via pre‑approval tools. These are not broadly available but are worth checking for in your Chase account.
• American Express Platinum and Gold – Elevated referral‑based offers have surfaced for certain users, leading to higher welcome bonuses for friends and family who apply through those links.
• Select Citi cards – Citi has quietly sent out improved targeted offers on certain consumer cards, often tied to prior account history and spending patterns.
These targeted bonuses are not guaranteed for everyone, but they are part of the broader picture this month and can be attractive if you happen to receive one.
Finally
November 2025 stands out as a month where multiple issuers lined up strong welcome offers at the same time. From premium travel cards with six‑figure bonuses to no‑annual‑fee products offering solid cash rewards, there is something here for almost every type of cardholder. If you have been waiting for the right moment to apply for a new card, the current set of offers provides a rare opportunity to lock in substantial value before the end of the year.
