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Holiday travel should be about joy, family, and festive celebrations—but the reality often includes canceled flights, long security lines, and the dreaded lost luggage. The good news? The right credit card can turn chaos into calm by offering travel insurance, perks, and protections that help you save both money and sanity. At The Cards Guy, […]

The final quarter of the year is crunch time for shoppers and retailers alike. Between Black Friday, Cyber Monday, holiday sales, and the post-Christmas clearance rush, consumers are bombarded with opportunities to save big. But deals aren’t just about flashy discounts — the smartest shoppers also take advantage of extended return policies, dynamic pricing, and

By Karl • The Cards Guy The holidays bring record sales—but also record disputes. Lost packages, buyer’s remorse, and even fraud spike during Q4, and that means chargebacks. The merchants who come out on top don’t just fight harder—they fight smarter. Here’s your full guide to winning chargeback disputes and protecting revenue this holiday season.

Last updated: October 5, 2025 Lots of 1:1 partners, a few odd ratios (JAL/EVA at 2:1.5, JetBlue at 5:3). Transfers typically land instantly or within 24–48 hours. Airline partners & ratios Program Alliance Ratio Speed Best Use Idea Aeromexico Rewards SkyTeam 1:1 Instant RTW niche Air Canada Aeroplan Star 1:1 Instant Stopovers + partners Avianca

By Karl • The Cards Guy Between Black Friday lightning deals and last-minute gift runs, things go wrong: packages vanish, toys arrive broken, return windows slam shut. The good news? The right credit card can cover you with purchase protection, extended warranty, return protection, cell phone coverage, and strong dispute rights—often at no extra cost.

US Mobile is the MVNO I point to when someone wants choice and value. You can pick the best underlying network for your area (Warp = Verizon, Light Speed = T‑Mobile, Dark Star = AT&T), switch if coverage changes, and get real travel features on higher tiers. The new Business plans are the big story

If you’ve been stockpiling points, October is one of those months where they stretch further—but only if you already see seats you can book. Below are the live bonuses, the fastest ways to use them, one setup that makes Avios far more flexible, and two tools that make finding award space way easier. What’s live

Here’s where we turn strategy into a setup. I’m not just listing brands; I’m telling you what to pair and why. Best combos (2025) Combo Plan Card Why this works One plan to do it all (calls + travel) US Mobile Unlimited Premium AmEx Business Platinum Plan covers daily life + real roaming; card gives

While there are many premium travel rewards credit cards offered, the American Express Platinum is one of the oldest and most well known. Now, American Express has revised both their Platinum Card to offer more features and benefits than ever before. Let’s take a look at what’s new, and then compare it to its greatest