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Capital One announced it has a definitive agreement to acquire Brex for about $5.15 billion, split between cash and stock, with a target close around mid-2026. You can read the official announcement here: Capital One press release. For a straightforward overview, here’s Reuters. This deal matters even more because Capital One already completed its Discover […]

If you tried to move from the old Wells Fargo Bilt card to Bilt Card 2.0 and got denied, you’re not the only one. This rollout has been messy for some people, and a denial has been showing up even for longtime users who pay on time and have strong credit. The part that makes

Updated: January 18, 2026 Apple Card is changing banks — not changing its identity. Goldman Sachs has been the issuing bank since Apple Card launched in 2019, and Apple has now announced that JPMorgan Chase will become the new issuer. The transition is expected to take about 24 months, and Apple says cardholders can keep

Mortgage rates finally moved in the right direction. Freddie Mac’s weekly survey showed the average 30‑year fixed rate at 6.06% for the week ending January 15, 2026—down from 6.16% the week before and 7.04% a year earlier. That’s the lowest benchmark reading since 2022. What 6.06% changes (and what it doesn’t) A drop from the

Last updated: January 19, 2026 Here’s the latest about this card: Signify Business Cash launched in 2024, but for a long time it was only possible to apply in branch. Wells Fargo now lists a direct online application path on the public card page. If you avoided this card because you did not want a

Higher annual fees, tighter lounge rules, and major issuer changes – in plain English. Last updated: January 19, 2026 2025 was a loud year in the credit card world. Issuers raised annual fees, piled on more credits, and started tightening benefits that used to feel easy – especially lounge access. A lot of the headlines

What the headlines leave out, what could actually happen, and what it could mean for your wallet Updated: January 19, 2026 You’ve probably seen the big claim: cap credit card interest at 10% and cut late fees down to $8. It sounds simple. In real life, it isn’t. As of today, nothing on your credit

Bilt Card 2.0 adds three card tiers, Bilt Cash, and the ability to earn on rent and mortgage payments. Updated: January 19, 2026 Quick verdict: Bilt 2.0 can be worth it if you’ll actually use the ecosystem (and not just “set it and forget it” for housing). Blue is the clean no-fee option, Obsidian is

With rates coming down to very low, more people will be applying. The obvious question everyone is asking is: what’s the difference between an ARM and a real (regular) mortgage? Most of the time, “regular mortgage” means a fixed-rate mortgage: one rate, one predictable principal-and-interest payment. An ARM (adjustable-rate mortgage) usually gives you a lower

Bilt says a small share of Card 1.0 members may see declines during the transition—and explains what to do next. Updated: January 19, 2026 The most important point: A decline does not automatically mean you did something wrong. Bilt’s CEO says that in a small number of cases (less than 10%), the financing partner was