Last updated: October 5, 2025
Short version: Chase is the easiest ‘instant transfer’ currency. Most partners are instant, Hyatt is a standout value, and Avios + Virgin Atlantic unlock great flight deals. If you have a Sapphire or Ink Preferred, you can combine points from no-annual-fee Freedom/Ink cards and then transfer out at 1:1.
Eligible cards (to unlock transfers)
Sapphire Preferred®, Sapphire Reserve®, Ink Business Preferred®. Pool points from Freedom Flex℠, Freedom Unlimited®, Ink Business Cash®, and Ink Business Unlimited® into one of the above to transfer.
Current transfer bonuses
| From | To | Bonus | Ends |
| Chase Ultimate Rewards | Avios (BA/Iberia/Aer Lingus) | 30% bonus | Oct 31, 2025 |
Airline partners
| Program | Alliance | Ratio | Speed | Best Use Idea |
| Aer Lingus AerClub (Avios) | oneworld (via Avios) | 1:1 | Instant | Short Europe via Dublin; AA domestics via BA site |
| Air Canada Aeroplan | Star | 1:1 | Instant | Big partner web + sane fees |
| Air France–KLM Flying Blue | SkyTeam | 1:1 | Instant | Monthly Promo Rewards to Europe |
| British Airways Executive Club (Avios) | oneworld | 1:1 | Instant | Short AA/Alaska hops; Iberia biz to Europe |
| Emirates Skywards | Non‑alliance | 1:1 | Instant | Last day to transfer is mid‑Oct 2025 |
| Iberia Plus (Avios) | oneworld | 1:1 | Instant | Iberia biz to Madrid from 34K off‑peak (E. Coast) |
| JetBlue TrueBlue | U.S. | 1:1 | Instant | Simple domestic trips |
| Singapore KrisFlyer | Star | 1:1 | ~48h | Long‑haul SQ premium cabins |
| Southwest Rapid Rewards | U.S. | 1:1 | Instant | Pair with Companion Pass |
| United MileagePlus | Star | 1:1 | Instant | No surcharges; big partner web |
| Virgin Atlantic Flying Club | Non‑alliance | 1:1 | Instant | ANA first/business to Japan sweet spot |
Hotel partners
| Program | Type | Ratio | Speed | Notes |
| World of Hyatt | Hotel | 1:1 | Instant | Top value on most redemptions |
| IHG One Rewards | Hotel | 1:1 | Instant | Stack with 4th‑night promos/certs |
| Marriott Bonvoy | Hotel | 1:1 | Instant | Use with promos or when needed |
Plays that work: Hyatt over cash; Avios for short nonstops; Virgin for ANA; Aeroplan for complex Star itineraries.
Links: Chase UR transfer hub; major partner booking pages (Aeroplan, Flying Blue, Avios, United, Southwest, Virgin, KrisFlyer, Hyatt, IHG, Marriott).
FAQs
Who are the current Chase Ultimate Rewards® transfer partners in 2025?
As of October 2025, Chase Ultimate Rewards® points can be transferred to 14 loyalty programs — 11 airline partners and 3 hotel partners. Airline partners include Aer Lingus AerClub, Air Canada Aeroplan, Air France–KLM Flying Blue, British Airways Executive Club, Emirates Skywards, Iberia Plus, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Rapid Rewards, United MileagePlus, and Virgin Atlantic Flying Club. Hotel partners include World of Hyatt, IHG One Rewards, and Marriott Bonvoy.
How do I transfer Chase Ultimate Rewards® points to travel partners?
Log in to your Chase Ultimate Rewards® dashboard, select your eligible card (Sapphire Preferred®, Sapphire Reserve®, or Ink Preferred®), and choose your desired transfer partner. Enter the number of points you wish to transfer — typically at a 1:1 ratio — and confirm. Most transfers are instant, but some, like Singapore Airlines KrisFlyer, can take up to 48 hours.
Which Chase transfer partners offer the best value in 2025?
For hotels, World of Hyatt provides outstanding redemption value with low point requirements and premium stays. For airlines, British Airways Avios are ideal for short-haul flights, Virgin Atlantic Flying Club offers great ANA first-class redemptions to Japan, and Air Canada Aeroplan stands out for complex international routes.
Are there any Chase Ultimate Rewards® transfer bonuses right now?
Yes — as of October 2025, Chase is offering a 30% transfer bonus to Avios partners (British Airways, Iberia, and Aer Lingus). This bonus runs through October 31, 2025, but transfer promotions change frequently, so always check the Chase Ultimate Rewards portal before moving your points.
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2 thoughts on “Chase Ultimate Rewards® Transfer Partners — U.S. Personal & Business Cards”
Thanks for these guidelines. One thing I additionally believe is the fact credit cards featuring a 0 monthly interest often attract consumers in with zero rate, instant approval and easy on-line balance transfers, nevertheless beware of hefty fees you’ll get if you do not have a strategy to pay them off before the promtion period of 0% Apr ends.
This is where people get stuck mostly. At the end of the year they end up paying too much in intererst because they cannot pay off their balances fast enough.