Updated: November 03, 2025
Chase Media team said that the 2 Ink Business Offers are ending Soon
TL;DR
For a limited time, the Ink Business Unlimited® Credit Card is offering 90,000 Chase Ultimate Rewards® points after you spend $6,000 in 3 months. The card has a $0 annual fee and a 0% intro APR on purchases for 12 months (then variable). The bonus is awarded as 90,000 points (marketed as $900). Multiple reports confirm this limited-time offer is ending very soon, with no official end date announced.
The Offer, At a Glance
- Welcome bonus: 90,000 points after $6,000 in purchases in the first 3 months
- Annual fee: $0
- Earning rate: 1.5x points on every purchase (marketed as 1.5% cash back)
- Intro APR: 0% on purchases for 12 months, then variable APR
- Availability: Reported to be ending soon; no posted expiration date
Points vs. “cash back”: These rewards are tracked as Chase Ultimate Rewards® points, not just cash. When paired with an eligible card like the Sapphire Preferred®, Sapphire Reserve®, or Ink Business Preferred®, you can unlock higher travel value and 1:1 airline and hotel transfers.
How Much Are 90,000 Points Worth?
- Cash-out value: $900 as a statement credit
- Travel portal value: Roughly $1,125–$1,800 when paired with a card that offers a points-boost redemption (1.25–2.0¢ per point)
- Transfer value: Often higher when moved 1:1 to airline or hotel partners such as United, Air Canada Aeroplan, British Airways Avios, Air France–KLM Flying Blue, Southwest, JetBlue, Singapore Airlines, Virgin Atlantic, Hyatt, Marriott, and IHG
Who This Card Is For
- Small-business owners and side-hustlers: Freelancers, online sellers, and service providers can apply as a sole proprietor using an SSN or through an LLC/EIN.
- Chase ecosystem users: Pairing this card with a Sapphire or Ink Preferred card increases redemption value across all your Ultimate Rewards points.
Application Notes & 5/24
- Chase’s unofficial “5/24 rule” limits approvals for those who have opened five or more personal cards in the last 24 months.
- Business cards from most issuers, including Chase, generally don’t appear on personal credit reports, meaning they typically won’t add to your 5/24 count—though approval still uses your personal credit.
- Approval odds improve if you have an existing Chase banking relationship and show active, ongoing spend on any Chase business cards.
Meeting the $6,000 Spend (Responsibly)
Use legitimate business expenses such as:
- Inventory or supplies
- Shipping, online advertising, or subscriptions
- Utilities and phone/internet bills
- Insurance or SaaS tools
Avoid overspending just to meet the threshold—this offer only makes sense if you’re spending money your business already needs.
Maximizing Your 90k Bonus
- Add a companion card: Pairing with Sapphire Preferred/Reserve or Ink Preferred unlocks travel transfers and higher redemption rates.
- Redeem strategically:
- Transfer to airline programs like Avios, United, or Aeroplan for valuable short-haul flights.
- Transfer to Hyatt for premium hotel stays with strong cents-per-point value.
- Combine household points: Chase allows points pooling between members of the same household.
FAQs
Is this really points and not cash back?
Yes. The offer is awarded as 90,000 Ultimate Rewards points, which can be redeemed for cash, travel, or transfers.
Is there an end date?
Chase hasn’t posted one publicly, but it’s confirmed to be ending very soon. If you’re considering it, apply soon.
What credit score do I need?
Typically, applicants with good to excellent credit have the best approval odds.
Are there foreign transaction fees?
Always check Chase’s most recent terms before international use—these can change at any time.
Bottom Line
If you can responsibly meet the $6,000 spend requirement, the Ink Business Unlimited® offers one of the strongest no-annual-fee business card bonuses available. Paired with a Sapphire or Ink Preferred card, that 90k bonus can be worth $1,100–$1,800+ in travel value—or even more with smart partner transfers. Since the offer is confirmed to be ending soon, this is a great time to consider applying if it fits your business needs.
Disclosures
- Advertiser Disclosure: Some links may be affiliate links; The Cards Guy may earn a commission if you’re approved. Opinions are our own and not reviewed or endorsed by any bank.
- Offer Accuracy: Details are accurate as of October 29, 2025, and may change at any time. Always verify the latest terms directly with Chase.
- Responsible Use: Avoid carrying balances. While the intro APR can help with short-term cash flow, interest after the intro period can quickly negate rewards value.
