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The Cards Guy

Credit Score Is Needed for a Secured Credit Card?

What Credit Score Is Needed for a Secured Credit Card?

Hey, it’s Karl from The Cards Guy. Wondering if you can get a secured credit card? Here’s the truth: most secured cards don’t require a specific credit score, which makes them ideal if you’re building or rebuilding credit. Even with limited or poor credit, you can often qualify. Why Secured Credit Cards Are So Accessible […]

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Got a Credit Card After Bankruptcy

How to Get Approved for a Credit Card After Bankruptcy

I know firsthand how overwhelming it can feel to think about rebuilding your credit after a bankruptcy. I’ve been there, and I want to share my exact approach to getting approved for a credit card after bankruptcy, rebuilding your credit score, and regaining financial freedom. If you’re ready to take control of your credit, let’s

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Upgrade from a Secured to an Unsecured Credit Card

How to Upgrade from a Secured to an Unsecured Credit Card and Boost Your Credit Score

Transitioning from a secured credit card to an unsecured credit card is one of the most important steps in building a strong financial foundation. Secured cards require a refundable deposit and are ideal for establishing credit, but an unsecured card unlocks higher limits, better rewards, and more financial freedom. This guide will show you how

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Airbnb vs. Hotels: Best Travel Cards to Maximize Rewards

Airbnb vs. Hotels: Best Travel Cards to Maximize Rewards

Booking travel accommodations often comes with the question: Airbnb or hotel? While hotels provide consistency, services, and loyalty perks, Airbnb often offers unique local experiences, more space, and sometimes better pricing for longer stays. But beyond the stay itself, the travel credit card you use can significantly affect your rewards and travel benefits. Choosing the

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7 Travel Cards Offering TSA PreCheck or Global Entry

7 Travel Cards Offering TSA PreCheck or Global Entry Credit

Airport security can be one of the biggest headaches for travelers, whether you’re flying domestically or returning from an international trip. Waiting in long lines, removing shoes, and pulling out laptops or liquids can eat up valuable travel time. Fortunately, many travel credit cards now offer statement credits for TSA PreCheck or Global Entry, helping

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Top 5 Secured Credit Cards to Rebuild Your Credit

Top 5 Secured Credit Cards to Rebuild Your Credit

Rebuilding your credit can feel overwhelming, but secured credit cards are one of the easiest and most effective ways to regain financial footing. Unlike unsecured cards, secured credit cards require a refundable security deposit, which usually sets your credit limit. They report to all three major credit bureaus, helping you establish or rebuild a positive

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Airline Credit Card Comparison: Delta vs. United

Delta SkyMiles® Platinum vs. United℠ Explorer: Which Travel Credit Card Wins in 2025?

When it comes to the best airline credit cards of 2025, two popular contenders dominate the conversation: the Delta SkyMiles® Platinum American Express Card and the United℠ Explorer Card. Whether you’re chasing elite status, looking for free checked bags, or trying to earn miles faster, both cards offer compelling value—but each serves a different type

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