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What it is, how to use it, what changed in 2025, and what to watch in 2026. Last updated: December 24, 2025 If you’ve been using Chase Ultimate Rewards for travel, you probably got used to the old rhythm: book through Chase Travel and your points automatically go further. That’s not the default anymore. Points […]

U.S. cards only • Personal + business • Citi-branded + co-branded (American Airlines, Costco, and more) Last updated: December 24, 2025 If you’ve been following Citi at all, 2025 was the year everything clicked into place. Citi didn’t just tweak a few categories — it rebuilt the lineup into the new Strata family, made Citi

Last updated: December 24, 2025 If you have the Amex Business Platinum (or multiple Business Platinum card accounts), Dell is one of the easiest places to turn card benefits into real savings. Below is a complete, step-by-step playbook to stack: Amex Dell statement credits ($150 + up to $1,000 after $5,000 spend) Dell Rewards (3%

Updated: December 24, 2025 If 2025 felt like every “premium” card got more expensive, you weren’t imagining it. This year was defined by higher annual fees, bigger (and more complicated) statement credits, tighter bonus rules, and a clear message from banks: they want profitable long-term customers, not bonus chasers. At the same time, interest rates

Last updated: December 19, 2025 This is a straight, card‑by‑card breakdown of the statement credits on Amex’s four core Membership Rewards cards—what each credit is worth, how it resets, and the cleanest ways to use it without creating spend you don’t actually want. 1) The Platinum Card® from American Express (Personal) The personal Platinum is

Cards covered: Chase Sapphire Reserve® (Personal), Sapphire Reserve for Business℠, and Chase Sapphire Preferred®. If you’ve got a Chase Sapphire card, December is the month when value quietly disappears. Some credits reset every month, some reset twice a year, and others reset on your account anniversary. This post is a practical checklist for using what

https://thecardsguy.com/general-travel/If you asked me how to approach credit card applications, I wouldn’t start with the biggest bonus. I would start with your credit, your spending and what you actually want the card to do for you over the next year or two. This isn’t about collecting as many cards as possible. It’s about choosing a

Updated as of November 28, 2025. These are the rules Chase is using right now and how to think about them as you plan into 2026. Key points at a glance **5/24 is still active.** If five or more personal cards have reported in the last 24 months, most new Chase approvals will be very

Before you apply: a few quick checks Am I going to spend this money anyway? If you need to buy extra just to hit the bonus, the points aren’t worth it and the balance can turn into interest very fast. Can I comfortably pay the balance in full? A big offer only makes sense if

This document summarizes the limited-time transfer bonuses available as of December 1, 2025, from US-issued transferable points programs (personal and business cards) to airline and hotel partners. It also includes a few closely related promos from non-bank programs that US travelers can use. Offers can change or end early. Always confirm the bonus and terms