Personalized Card Recommendations
Planning Thanksgiving flights or a December hotel run? The right travel card can cover checked bags, unlock lounge access, insure your trip, and stack points for a free getaway in 2026. Below are the best cards for holiday flights and hotel stays in 2025, with quick “why it wins” takeaways, pairing tips, and fast answers […]
Holiday Travel Credit Cards 2025 Best Picks for Flights & Hotels Read More »
If you’re new to the U.S. — whether as a student or an immigrant — building credit can often feel like a puzzle with pieces missing. Most traditional credit cards require a Social Security Number (SSN), a credit history, or a security deposit, which can block your path before it even begins. That’s where Neu
American Express has just made its biggest update in years to the Platinum Card, bumping the annual fee from $695 to a hefty $895. As someone who watches the premium card space closely, I’ve dived into these changes—and here’s my candid take and recommendations for anyone thinking about keeping or getting this card. Karl says:
Karl at The Cards Guy, What I Think About the 2025 Amex Platinum Refresh Read More »
You’ve narrowed your search down to two of the best travel rewards cards available: the Capital One Venture X and the Chase Sapphire Preferred. Both offer compelling rewards and travel perks, but that’s where the decision gets tough. Reading endless feature lists can feel overwhelming, leaving you with the same question: which one is actually
Capital One Venture X vs. Chase Sapphire Preferred: A Persona-Based Guide Read More »
Diving into the world of travel credit cards can feel like learning a new language. With terms like ‘points,’ ‘miles,’ ‘annual fees,’ and ‘redemption portals,’ it’s easy to feel overwhelmed and suffer from ‘analysis paralysis.’ While many guides list features, they often fail to give you a clear starting point. We’re here to change that.
How Travel Credit Cards Work: A Simple 3-Step Guide for Beginners Read More »
By-Jason Steele Chase Ultimate Rewards points are so valuable, that they may even live up to their name. Chase features several credit cards that offer Ultimate Rewards points, and these points can be redeemed in multiple ways. But how you choose to redeem your points will determine the value you receive from each point. Choose
How to get the most value from you Chase Ultimate Rewards points Read More »
By-Jason Steele Recently, Chase announced that it was increasing the annual fee of its flagship Sapphire Reserve card from $550 to $795. Thankfully, the higher annual fee comes with increased benefits, but these new benefits may not be worth the additional fee for all users. Let’s take a look at what you now get for
Is the Sapphire Reserve Worth The Annual Fee Read More »
Rebuilding credit isn’t a sprint—it’s a steady climb. I’ve seen too many people undo months of effort by making avoidable mistakes. I’m Karl, and I’ve been guiding students, young professionals, and anyone looking to bounce back financially. Here’s what you need to know. Missing or Making Late Payments Your payment history is the single biggest
Common Mistakes to Avoid When Rebuilding Credit Read More »
Getting your first credit card can feel overwhelming, especially if your credit score falls in the fair range (580–669). Choosing the right starter card can help you build credit responsibly, enjoy rewards, and avoid unnecessary fees. In this guide, we’ll cover the best no-annual-fee options for fair credit, including both secured and unsecured cards, and
Best Starter Credit Cards with No Annual Fee for Fair Credit Read More »
Hey, it’s Karl from The Cards Guy. Wondering if you can get a secured credit card? Here’s the truth: most secured cards don’t require a specific credit score, which makes them ideal if you’re building or rebuilding credit. Even with limited or poor credit, you can often qualify. Why Secured Credit Cards Are So Accessible
What Credit Score Is Needed for a Secured Credit Card? Read More »
“8 Summer Lifestyle Essentials for Florida Families”
Featured as a trusted voice on smart money habits and everyday credit card perks.
“8 Summer Lifestyle Essentials for Florida Families”
Recognized for helping families maximize credit card rewards while budgeting for seasonal needs.
“How to Choose Your Perfect Travel Credit Card and Maximize Rewards”
Quoted for expert insights on choosing travel credit cards and making the most of points and perks.
“How Buying Groups & Credit Cards Are Earning Everyday Americans $80K a Month”
Highlighted for breaking down little-known strategies behind credit card buying groups and cash back tactics.
At The Cards Guy, we believe that credit cards can make a significant impact on your financial life, allowing you to earn cash back or fund travel experiences that might otherwise seem out of reach. That’s why we offer a range of editorial content and credit card comparisons, designed to help you select the right card to achieve your financial goals.
When you apply for a credit card through our website and are approved, we may earn a commission from our partners. This can influence the placement and presentation of these products on our site. While we don’t cover every available credit card, our editorial team independently creates and manages all analyses. Our content is not reviewed or influenced by any credit card issuer, bank, or partner before or after publication. For further details, please review our advertising policy and product review methodology.
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